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> Compare Healthy Paws and PurinaCare

Pet Insurance Comparison: Healthy Paws vs. PurinaCare


One Plan. Four Paws. All Covered! Our pet insurance plan is easy to understand, we reimburse quickly, and you can count on us to help as much as we can, especially when it comes to reducing the stress of caring for a sick pet. Our commitment to our customers is to provide unparalleled service and support, and access to the best pet health plan on the planet. Thank you for considering the Healthy Paws Pet Insurance plan for your dog or cat.
To help with your pet insurance comparison, we’ve compared Healthy Paws Pet Insurance coverage to PurinaCare coverage below.
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Coverage Healthy Paws PurinaCare
Coverage
What is Covered
All your vet bills associated with diagnostic tests, surgeries, hospitalization, supplies and prescription medications (including genetic conditions).
Usual and customary fees* for diagnostic tests, surgeries, and medications resulting from an accident or illness (including hereditary and congenital conditions).
*Fees or costs that would be considered reasonable for like veterinarians to charge in the region for which the services were performed as described in veterinary fee references or other similar publications.
What is Not Covered
  • Pre-existing conditions
  • Hip dysplasia for pets that are 6 years or older at time of enrollment.
  • Pre-existing conditions
  • Any accident or illness caused by pandemic conditions
Policy Payout Limits
Over the life of your pet there are no limits per year, per claim, per illness, per procedure or per condition.
$20,000 per year, no limits per claim, illness, procedure, or condition.
Reimbursement Options
You select one of 3 reimbursement levels (90%, 80%, or 70%).

Based on your selection, your policy covers the actual veterinary bills for costs arising from any injury or illness, less the veterinary exam fee and your selected annual deductible.

Same reimbursement level also applies to higher emergency & specialty vet costs.
Three reimbursement levels available.: 80%, 70%, & 60% Policy covers % of usual and customary fees for costs arising from injury or illness, after annual deductible is met.
Note: Also, the usual and customary fee for a given treatment or procedure within the geographic area in which fees are incurred is applied, which can result in reduced payout.
Deductible Options
Annual deductible options of $100, $250 or $500.
Annual Deductible options of $100, $200, $500, or $1,000.
Waiting Periods
15 days for accidents & illnesses
12 months for hip dysplasia
14 days for illnesses
2 days for accidents and injuries
Care  
Care
Customer Rating
9.9
8.9
Fast Reimbursement Promise
yes
no
One Team
yes
no
Cost  
Cost
The Plan
HEALTHY PAWS PLAN (90% REIMBURSEMENT AND $100 ANNUAL DEDUCTIBLE WITH UNLIMITED BENEFITS)
PURINACARE PLAN (80% REIMBURSEMENT, $100 ANNUAL DEDUCTIBLE AND $20,000 ANNUAL LIMIT)
2yo Lab Mix in Chicago
$33.56
$43.06
2yo Shorthaired Cat in Chicago
$21.75
$14.86
Compare to Others
Legend

** Customer ratings updated as of March 2012.