The annual deductible is by "coverage term" which means that the deductible is for 12 months following your pet enrollment date. For example, if you signed up on May 25th, 2010, your coverage term would be until May 24th, 2011.
To maximize the annual deductible, we recommend that you submit all claims pertaining to accidents, illnesses and injuries. Once the annual deductible has been exhausted, we reimburse you at your chosen level of reimbursement.


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