If you are aware that your pet has a congenital condition before you enroll in pet insurance, this condition will more than likely be considered pre-existing. Unfortunately, no pet insurance company can cover pre-existing conditions.
There are many types of congenital conditions that do not become apparent until some time after birth. Healthy Paws will cover these types of congenital conditions as long as there were no clinical signs or symptoms present before enrollment or during the waiting periods.
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