There is a waiting period of 15 days after your policy effective date for accidents and illnesses. Your policy is effective 12:01 a.m. of the day following the date you enroll your pet with Healthy Paws Pet Insurance.
Hip dysplasia coverage is provided at no extra cost and is subject to a 12 month waiting period for pets younger than six. At this time, we are unable to cover hip dysplasia if your pet is six years of age or older at the time of enrollment.


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