Unlike many other pet insurance companies that exclude most bilateral conditions (a condition that can occur on both sides of the body), Healthy Paws has only one bilateral-exclusion on our policy for cruciate ligament problems.
If your pet was showing any cruciate ligament problems such as lameness, or a full/partial tear before enrollment or during the 15-day waiting period, this condition would be considered pre-existing and we would not be able to provide any coverage for your pet.


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