Our pet insurance plan does not cover pre-existing conditions, the veterinarian exam fee, spay/neuter procedures, or preventative care. We do not cover preventative care because we know that's just part of the expected cost of being a good and responsible pet parent.
The following preventative care is not covered:
- Preventive healthcare including vaccinations or titer test, flea control, heartworm medication, de-worming, nail trim, spaying/neutering and grooming.
- Parasite control including but not limited to internal and external parasites for which readily available prophylactic treatments are available.
- Dental healthcare including dental cleanings (prophylaxis); however, if injury to teeth is caused by an accident, we do cover the cost of extractions and reconstruction of damaged teeth.
- Anal gland expression.
- Feeding, housing, and exercise.
- Behavioral modification, medications for behavioral modification, training, or therapy.
Download the sample Healthy Paws Pet Insurance policy for the comprehensive explanation of coverage, terms, conditions, limitations, and exclusions.
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