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Pet insurance designed to protect your pet, and your finances

Healthy Paws Pet Insurance–now offered to customers of Roamly

Pet insurance designed to protect your pet, and your finances

Healthy Paws Pet Insurance–now offered to customers of Roamly

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

Enter Pet Name


Retrieve a Saved Quote

Pet Insurance underwritten and provided by Healthy Paws, a Chubb Company and certain licensed Chubb underwriting company affiliates.

Enter Pet Name
Retrieve a Saved Quote

Pet Insurance underwritten and provided by Healthy Paws, a Chubb Company and certain licensed Chubb underwriting company affiliates.

A woman walks her dog on a leash, enjoying a leisurely stroll in a pleasant outdoor setting.
A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

No maximum limit on claim payouts

The Healthy Paws plan has no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 easy-to-understand pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian
A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

What does the plan cover?

If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition, you’re covered with Healthy Paws. It’s that simple.

Accidents Icon

Accidents & Illnesses

  • Emergency Care
  • Surgery
  • Hospitalization
Testing Icon

Testing & Treatment

  • X-rays, Blood Tests, Ultrasounds
  • Prescriptions
  • Alternative Treatments
Providers Icon

Providers

  • Use any licensed U.S. veterinarian or clinic
  • Specialists
Providers Icon

Providers

  • Use any licensed U.S. veterinarian or clinic
  • Specialists
Testing Icon

Testing & Treatment

  • X-rays, Blood Tests, Ultrasounds
  • Prescriptions
  • Alternative Treatments
Conditions Icon

Conditions

  • Hereditary/Congenital
  • Breed-specific
  • Cancer

See Your Rates to download a sample policy for a complete list of terms and exclusions.

A small dog being examined by a veterinarian.
Get an instant quote now and take the first step to protect your furry best friend.

Great Reviews on Trustpilot

Everything we do is driven from our love of animals and our commitment to pet health. Read what some of our 625,000 pet parents say about Healthy Paws:

Insureds have not received compensation for their testimonials
User-friendly mobile app featuring adding claim invoices for efficient claim submission.

Speedy claim payouts

As easy as 1, 2, 3*

With no more claim forms, we've created a fast and easy claim process for our customers.

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history.
User-friendly mobile app featuring adding claim invoices for efficient claim submission.


Pet parents also ask



Pet insurance can be beneficial in many situations. It can help pet parents avoid the heartbreaking decision of choosing between what they can afford and lifesaving treatment for their pet. Medical emergencies and injuries can happen to a pet at any age; getting pet insurance while your pet is young and healthy can help ensure that future ailments can be covered rather than risking being excluded as pre-existing conditions, subject to the policy’s terms and conditions.

Your pet insurance plan offers coverage for only the pet designated during enrollment. However, you can add an additional policy for any additional dog or cat for which you want coverage

As fellow pet parents, we understand this can be one of the hardest parts of pet ownership. The Healthy Paws plan can cover the costs of euthanasia when it is medically necessary for a covered condition. Expenses for aftercare, such as cremation or burial, are not eligible for coverage.

The benefit of having a pet insurance plan is the peace of mind in knowing that it can help cover the costs of medical treatment if your pet becomes ill or injured. It’s possible that veterinary treatments can cost hundreds or even thousands of dollars.

The cost of your monthly pet insurance premium is based on several factors, including your pet’s age, where you live, and your pet’s breed. After getting a quote, you may be able to customize your rate by changing your annual deductible amount and your reimbursement percentage.

Reimbursements are based on your actual veterinary bills. Claims representatives determine the total of the covered treatments, if any, and multiply that by your reimbursement rate. They then subtract your remaining annual deductible.

For Illustrative Purposes only:

$1,200 Covered treatments
x 80% Your Reimbursement Level
$ 960  
- $ 250 Remaining Annual Deductible
$ 710 Reimbursement Amount


Your pet's deductible is annual, meaning it must be satisfied only once per policy term and resets on the anniversary of your pet's policy.

We recommend that you research and compare your options. Healthy Paws offers one, easy-to-understand, pet insurance plan with no maximum limits on payout per claim, per year, or for the lifetime of the policy.

Your Healthy Paws policy does not cover wellness and preventative care. The plan is designed for unexpected veterinary care.

Some examples of preventative care include:

  • Vaccinations or titer testing, flea control, heartworm medication, de-worming, nail trims, spaying neutering and grooming
  • Parasite control
  • Routine dental healthcare including dental cleanings
  • Annual fecal and heartworm testing

Spaying and neutering are considered preventative care and is not covered.

You may use any licensed veterinarian in the United States or while traveling in Canada. This includes emergency vets and veterinary specialists.



Read what pet parents are saying

"Our dog recently had to have surgery and Healthy Paws service has been excellent throughout this entire ordeal. Their process of submitting claims could not have been easier. Customer service responsiveness and status updates were always clear, timely and much appreciated!."

- Gus onPetInsuranceReview.com,7/26/2023

"Exceedingly pleased with our experience! We truly appreciate the ease and promptness of making a claim and the reimbursement!"

- Randy onConsumersAdvocate.org,7/9/2023

"I’ve had Healthy Paws for three cats, with two needing to use the insurance. The latest health scare would have cost us thousands. We submitted our claims and in a week, it was approved with a reimbursement check in the mail. They even followed up asking about how my kitty is doing!"

- Christina onPetInsuranceReview.com,6/23/2023

Pet Insurance underwritten and provided by Healthy Paws, a Chubb Company and certain licensed Chubb underwriting company affiliates.


If you choose to click on the link provided to buy insurance, Roamly may receive compensation relating to product visibility. Roamly is not a licensed insurance agent and does not receive compensation or commission from the sale of insurance.  For questions related to whether this insurance is right for you, please contact Healthy Paws.


Healthy Paws, a Chubb Company, is the marketing name used to refer to the pet insurance products underwritten and provided by ACE American Insurance Company, Westchester Fire Insurance Company, Indemnity Insurance Company of North America, ACE Property and Casualty Insurance Company and Atlantic Employers Insurance Company and one or more of their U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. These pet insurance products are offered through Chubb Insurance Solutions Agency Inc. (California license no. 0D12120). Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600


Get an instant quote now and take the first step to protect your furry best friend.

Pet Insurance underwritten and provided by Healthy Paws, a Chubb Company and certain licensed Chubb underwriting company affiliates.


If you choose to click on the link provided to buy insurance, Roamly may receive compensation relating to product visibility. Roamly is not a licensed insurance agent and does not receive compensation or commission from the sale of insurance.  For questions related to whether this insurance is right for you, please contact Healthy Paws.


Healthy Paws, a Chubb Company, is the marketing name used to refer to the pet insurance products underwritten and provided by ACE American Insurance Company, Westchester Fire Insurance Company, Indemnity Insurance Company of North America, ACE Property and Casualty Insurance Company and Atlantic Employers Insurance Company and one or more of their U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. These pet insurance products are offered through Chubb Insurance Solutions Agency Inc. (California license no. 0D12120). Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600