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Pet Insurance Coverage and Benefits
Get an instant quote now and take the first step to protect your furry best friend.
Protect your pet with the Healthy Paws pet insurance plan and help give your dog or cat the right medical care while protecting you from unexpected, and expensive, veterinary bills.
What Does Pet Insurance Cover?
Pet insurance is designed to cover the unexpected accidents and illnesses that you just can't plan for, such as when the dog swallows something he shouldn't, or the cat gets a urinary tract infection. With a Healthy Paws plan, you can be reimbursed up to 90% of your vet bills for these unexpected incidents. Coverage includes emergencies, hereditary or congenital conditions , cancer, and chronic conditions.
Healthy Paws offers one simple plan that provides you and your pet with no caps on claim payouts. You can visit any licensed veterinarian and your Healthy Paws plan will reimburse you based on your actual vet bill, as opposed to some plans that reimburse based on what they think the treatment for a specific condition should cost.
Why choose Healthy Paws?
- One Simple Plan. We offer one easy-to-understand pet health insurance plan that covers new accidents and illnesses including injuries, cancer, genetic conditions, alternative and emergency care.
- No Caps on Claim Payouts. Unlike some pet insurance plans, the Healthy Paws plan has no maximum limits on payouts; no per incident, annual or lifetime caps.
- Committed to Our Customers. Our commitment to our customers is to provide unparalleled service and support, and access to a great pet insurance plan. Our customers think highly of us and have given Healthy Paws the highest rating at Consumers Advocate, Canine Journal, and many more review sites.
- Most Claims are Processed Within 2 Days. Our team of pet passionate, claims adjusters work tirelessly to process most claims within two business days. Plus, submit your claims in just seconds by simply uploading a photo of the vet bill through our mobile app or online. It's that easy!
- Helping Homeless Pets. Healthy Paws is a mission-driven company. Through our Foundation, we help homeless pets receive the medical care they need to get healthy and get adopted.
Healthy Paws Pet Insurance plan coverage has no caps on payouts.
If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
- Illnesses
- Accidents
- Hereditary Conditions
- Congenital Conditions
- Chronic Conditions
- Cancer
- Diagnostic Treatment
- X-Rays, Blood Tests, Ultrasounds
- Surgery
- Hospitalization
- Prescription Medications
- Emergency Care
- Specialty Care
- Alternative Treatment
Get an instant quote now and take the first step to protect your furry best friend.
"Healthy Paws Insurance has been so easy to deal with in these times of stress. I don't know how I could have gone through this terrible ordeal without them."
- Pascale on PetInsuranceReview.com , 9/26/2020
Pet Insurance Plan Exclusions
We're all about helping protect your pet from unexpected accidents and illnesses and you from the financial burdens of their treatment.
The Healthy Paws plan does not cover the following:
- Pre-existing conditions
- The examination fee
- Pre-existing cruciate ligament injury has a bilateral exclusion. If the cruciate ligament on one leg is injured prior to enrollment or during the 15-day waiting period, then the cruciate ligament on the other leg is excluded from coverage. This is the only bilateral exclusion.
- Preventative care
- – Preventive healthcare including vaccinations or titer test, flea control, heartworm medication, de-worming, nail trim, and grooming.
- – Parasite control including but not limited to internal and external parasites for which readily available prophylactic treatments are available.
- – Dental health care, however if injury to teeth is caused by an accident, the plan does cover the cost of extraction and/or reconstruction of damaged teeth.
- – Spaying and neutering.
- – Anal gland expression.
The plan does not reimburse the costs, fees or expenses associated for elective procedures, boarding, behavioral modification, training, therapy or medications for behavioral modification. Please see the policy for more information on exclusions.
What is a pre-existing condition?
A pre-existing condition means that the condition first occurred or showed clinical signs or symptoms (there doesn't need to be a diagnosis) before your pet's coverage started. For specific coverage information, including waiting periods, please review your state-specific policy
Our Commitment to Our Customers
The Healthy Paws Pet Insurance plan is easy to understand, it reimburses quickly, and you can count on us to help, especially when it comes to reducing the stress of caring for a sick pet.
Our commitment is to provide you and your pet with the best customer service and a great pet insurance plan. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us a 4.9/5 satisfaction rating at Consumers Advocate!
"Healthy Paws is amazing! A claim was filed same day as the emergency operation. Within two weeks, money was already reimbursed into our account. The process was easy and straight forward. Healthy Paws even checked on our dog after the money was dispersed. Would highly recommend to anyone looking for pet insurance."
- John on PetInsuranceReview.com , 9/28/2020
Get an instant quote now and take the first step to protect your furry best friend.
1The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review your state-specific information regarding pet enrollment age and waiting periods for more details. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during any application waiting period, hip dysplasia will be considered pre-existing and will not be covered.
