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Top-Rated Insurance for Dogs and Cats in New Jersey

This year, in New Jersey and around the country, 1 in 3 pets will experience an unexpected illness or injury. From New Brunswick to Ocean City and all over The Garden State, pet health care treatments are more expensive than ever before.

Healthy Paws Pet Insurance & Foundation covers your pet from head to paw—for a lifetime. Our pet health insurance plan pays on your actual veterinary bill and covers injuries, illnesses, emergencies, genetic conditions and much more.


If your dog or cat needs treatment for any accident or illness (except pre-existing conditions), you're covered. It's that simple. One Plan. Four Paws. All Covered™!



Healthy Paws Pet Insurance coverage is provided with no limits on claims.

If your pet needs treatment for any accident or illness, and it’s not a pre-existing condition, you’re covered. It’s that simple.

We are the only company to provide unlimited lifetime benefits with an annual deductible!
  • Illnesses
  • Accidents
  • Hereditary Conditions
  • Congenital Conditions
  • Chronic Conditions
  • Cancer
  • Diagnostic Treatment
  • X-Rays, Blood Tests, Ultrasounds
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Specialty Care
  • Alternative Treatment


Get an instant quote now and take the first step to protect your furry best friend.

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What is a pre-existing condition?
A pre-existing condition means that the condition first occurred or showed clinical signs or symptoms (there doesn't need to be a diagnosis) before your pet's coverage started, including waiting periods. Healthy Paws excludes pre-existing conditions from coverage as do all pet insurance companies.


What is not covered?
We are all about protecting your dog or cat from the unexpected and you from the financial problems their treatment may cause. Our plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures and teeth cleaning. For more information, see our complete list of exclusions.


Is Pet Insurance Worth It?

Asbury Park, NJ: When 2-year-old kitty McGee had a sudden seizure, pet parent Ellen rushed him to the vet. The doctor suspected epilepsy, but ordered an MRI to rule out a brain tumor. McGee was eventually diagnosed with epilepsy, which is manageable with meds. Luckily, Ellen’s Healthy Paws policy covered the diagnostics and medication, so she was able to focus on McGee’s recovery without worrying about the bill.

  • Total Vet Cost
  • Healthy Paws Pays*
MRI / Epilepsy Diagnosis $3,420 $3,078


Did you know Healthy Paws covers emergency care at no extra cost? Get a free quote.

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Best insurance for dogs and cats
"We got Healthy Paws for our rescue pup and it has been a smooth process and saved us a ton. The customer service staff is also REALLY NICE. I feel like they have your pet's best interest in mind."

-Allison, Jersey City, NJ










Lifetime Pet Insurance - From Puppies and Kittens To Senior Pets

Whether your pet gets into mischief that lands him in the emergency room or develops a disease later in life that takes you both by surprise, their medical care can cost you at any point in their life.


Pets Up to Five
Younger pets can get sick just as easily as older ones, especially when they are young, rambunctious, and have a tendency to eat things they shouldn't. Insuring your pet early on means they're less likely to have pre-existing conditions that are excluded from coverage.



Atlas the "Dober-Goat"

Watch how this cute Doberman can't stop eating things he shouldn't. Fortunately, his pet parents protected Atlas with Healthy Paws Pet Insurance.




Pets Six and Older
As pets age, they may be affected by hereditary and congenital conditions and these treatments could cost you a fortune if you don't have pet insurance. With Healthy Paws you'll be protected for life. Just enroll your furry friend up until their 14th birthday.


There's no age discrimination when it comes to the unexpected.
Join today and our Healthy Paws Pet Insurance team will be there to protect you and your pet from all of life's (mis)adventures.



Did you know Healthy Paws reimburses you for up to 90% of your vet bills? Get a free quote.

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How Pet Insurance Works

With Healthy Paws, you can visit any licensed veterinarian including the specialists and emergency animal hospitals that can truly make a difference in your pet's care. We even cover alternative care. After enrolling your pet, you will have a short 15-day waiting period for accidents and illnesses and a 12 month waiting period for hip dysplasia1.


Claims. Fast, Easy, Worry Free!
With no more claim forms, we've created the fastest and easiest claim process for our customers. Just send us your veterinary hospital's invoice through our online Customer Center or Healthy Paws Mobile App!


We'll process your claim quickly and send you a reimbursement check. Claims are often processed in just a few days. Of course, if it's your first claim, we'll need your pet's medical records to complete your claim. We may also pre-authorize very expensive treatments (on a case-by-case basis) with your veterinarian hospital to help reduce your upfront burden.



No More Claim Forms!

  • Submit a claim from anywhere
  • Submit a claim on your computer
  • Real-time claims status
Speedy claim payouts for dogs





Our Commitment To Our Customers

The Healthy Paws pet insurance plan is easy to understand, we reimburse quickly, and you can count on us to help, especially when it comes to reducing the stress of caring for a sick pet.


Our commitment is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us a 98% satisfaction rating at Pet Insurance Review!



Best insurance for puppies
"Taking your pup to the vet, especially in emergency situations, can be a stressful and often emotional experience and the last thing you want to do is worry about costs as you want to do what's best for your pet. Having Healthy Paws helps put my mind at ease and gives me one less thing to worry about."

-Jenna, Jersey City, NJ






Get an instant quote now and take the first step to protect your furry best friend.

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*This is an approximate reimbursement based on covered treatments using a 90% reimbursement level and a $100 annual deductible.


1Lifetime hip dysplasia coverage provided at no extra cost when you enroll before the age of 6 (otherwise excluded from coverage).