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Pet Insurance Plans to
Protect your Pet, and
your Finances

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See for yourself:
https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/

Pet Insurance plans
to protect your pet,
and your finances

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See for yourself:
https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/

  1. No maximum annual or lifetime payouts
  2. A healthier future for your pet, less
    financial stress for you and your family

  1. No maximum annual or lifetime payouts
  2. A healthier future for your pet, less financial stress for you and your family

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A dog looks out the car window while three people sit inside, smiling, during a daytime drive.
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Best Overall

Most Affordable Unlimited Coverage

Best for Fast Claims Processing

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Best for Accident &Illness

“”

Best Overall



 “”

Most Affordable Unlimited Coverage

“”

Best for Fast Claims Processing
“”

Best for Accident &Illness
A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

How pet insurance works

How pet insurance
works

The Healthy Paws plan has no cap on per-incident, annual or lifetime claims. That means unlimited care for your pet, and less financial stress for you. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 easy-to-understand pet insurance policy
  • No costly add-ons
  • Flexible premium and deductible options
  • Simple claim filing - most claims processed within 2 days
A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

What does the plan cover?

The Healthy Paws plan can help to cover the costs for unexpected accidents & illnesses that you just can’t plan for – like when your dog eats something he shouldn’t, or your cat is diagnosed with diabetes. With Healthy Paws, you can be reimbursed for up to 90% of your vet bills for these surprise incidents.

Accidents Icon

Accidents & Illnesses

  • Emergency Care
  • Surgery
  • Hospitalization
Testing Icon

Testing & Treatment

  • X-rays, Blood Tests, Ultrasounds
  • Prescriptions
  • Alternative Treatments
Providers Icon

Providers

  • Use any licensed U.S. veterinarian or clinic
  • Specialists
Providers Icon

Providers

  • Use any licensed U.S. veterinarian or clinic
  • Specialists
Testing Icon

Testing & Treatment

  • X-rays, Blood Tests, Ultrasounds
  • Prescriptions
  • Alternative Treatments
Conditions Icon

Conditions

  • Hereditary/Congenital
  • Breed-specific
  • Cancer

See Your Rates to download a sample policy for a complete list of terms and exclusions.

A small dog being examined by a veterinarian.

When your Pet’s Health is On the Line, Trust Matters

Nearly half a million pet parents trust their pets’ health to our Chubb-backed pet insurance – see what they’re saying on Trustpilot.

Trustpilot
User-friendly mobile app featuring adding claim invoices for efficient claim submission.

2-day turnaround on claims. One less thing to worry about.*

With no more claim forms, we've created a fast and easy claim process for our customers.

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history.
User-friendly mobile app featuring adding claim invoices for efficient claim submission.
See My Rates »


Pet parents also ask



Pet insurance can be beneficial in many situations. It can help pet parents avoid the heartbreaking decision of choosing between what they can afford and lifesaving treatment for their pet. Medical emergencies and injuries can happen to a pet at any age; getting pet insurance while your pet is young and healthy can help ensure that future ailments can be covered rather than risking being excluded as pre-existing conditions, subject to the policy’s terms and conditions.

Your pet insurance plan offers coverage for only the pet designated during enrollment. However, you can add an additional policy for any additional dog or cat for which you want coverage

As fellow pet parents, we understand this can be one of the hardest parts of pet ownership. The Healthy Paws plan can cover the costs of euthanasia when it is medically necessary for a covered condition. Expenses for aftercare, such as cremation or burial, are not eligible for coverage.

The benefit of having a pet insurance plan is the peace of mind in knowing that it can help cover the costs of medical treatment if your pet becomes ill or injured. It’s possible that veterinary treatments can cost hundreds or even thousands of dollars.

The cost of your monthly pet insurance premium is based on several factors, including your pet’s age, where you live, and your pet’s breed. After getting a quote, you may be able to customize your rate by changing your annual deductible amount and your reimbursement percentage.

Reimbursements are based on your actual veterinary bills. Claims representatives determine the total of the covered treatments, if any, and multiply that by your reimbursement rate. They then subtract your remaining annual deductible.

For Illustrative Purposes only:

$1,200 Covered treatments
x 90% Your Reimbursement Level
$ 1,080  
- $ 100 Remaining Annual Deductible
$ 980 Reimbursement Amount


Your pet's deductible is annual, meaning it must be satisfied only once per policy term and resets on the anniversary of your pet's policy.

We recommend that you research and compare your options. Healthy Paws offers one, easy-to-understand, pet insurance plan with no maximum limits on payout per claim, per year, or for the lifetime of the policy.

Your Healthy Paws policy does not cover wellness and preventative care. The plan is designed for unexpected veterinary care.

Some examples of preventative care include:

  • Vaccinations or titer testing, flea control, heartworm medication, de-worming, nail trims, spaying neutering and grooming
  • Parasite control
  • Routine dental healthcare including dental cleanings
  • Annual fecal and heartworm testing


To review a sample policy, please click here and enter your state.

Spaying and neutering are considered preventative care and is not covered.

You may use any licensed veterinarian in the United States or while traveling in Canada. This includes emergency vets and veterinary specialists.



More Praise for Healthy Paws

"I have Healthy Paws Insurance for my 2 year old chihuahua mix. My plan sure came in handy when he swallowed a needle and thread. It was so easy to file the claim and I received my reimbursement check 2 weeks later. I was so grateful that I had chosen Healthy Paws."

- Rachel onConsumersAdvocate.org,7/25/2025

"My dog recently went through two major leg surgeries. I honestly don’t know what I would have done without Healthy Paws... Healthy Paws made it possible for me to give her the care she needed without worrying about the cost. That kind of peace of mind is priceless."

- Lynn onConsumersAdvocate.org,6/23/2025

"Our 5-year old dachshund has been through two very major surgeries. Not only has Healthy Paws helped with the financial burden (reimbursing within days), they've also reached out to provide support as well."

- Brett onPetInsuranceReview.com,6/7/2025

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