Pet Insurance Comparison Chart

Pet insurance companies calculate your reimbursements based on one of three ways:

1. On the actual veterinary bill, so your reimbursements are based on what you pay your vet.
2. On a comparison of your vet's fees vs. usual and customary fees (U&C) in your area, often reducing your reimbursements.
3. On a benefit schedule that caps your reimbursable amount per vet service, often reducing your reimbursements.

All diagnostics, treatments, hospitalizations, and surgeries associated with any accident or illness are covered (excluding pre-existing conditions).

All diagnostics and treatments associated with congenital and hereditary conditions are covered, so long as the clinical signs or symptoms are not present or noted prior to the enrollment date of during the waiting period. These are typically pets' most expensive vet costs, so make sure they're covered.

Wellness or routine preventive care, including annual vaccines, are reimbursed on a restricted basis. When included in an insurance policy it often restricts the more important (and expensive) accident and illness coverage.

Many insurance companies set limits on claim payouts on a per incident, annual, or lifetime basis. Healthy Paws offers UNLIMITED lifetime benefits. So we never place limits or caps on your claims. This is especially important for those unexpected, serious conditions like cancer or kidney failure.

Pet Insurance Review is a well-respected pet insurance review site where real customers review their personal experiences with pet insurance companies. Ratings are based on a 1-10 scale.

You want fast reimbursements. These companies promise to have them back to you within 10-15 days of filing a claim.

One team means that the same pet healthcare professionals who sign you up for coverage also process your claims, and aren't commissioned salespeople. No hassles or pressure.

Based on the highest reimbursement available and a $100 annual deductible.

Based on the highest reimbursement available and a $100 annual deductible.

Pet insurance companies calculate your reimbursements based on one of three ways:

1. On the actual veterinary bill, so your reimbursements are based on what you pay your vet.
2. On a comparison of your vet's fees vs. usual and customary fees (U&C) in your area, often reducing your reimbursements.
3. On a benefit schedule that caps your reimbursable amount per vet service, often reducing your reimbursements.

All diagnostics, treatments, hospitalizations, and surgeries associated with any accident or illness are covered (excluding pre-existing conditions).

All diagnostics and treatments associated with congenital and hereditary conditions are covered, so long as the clinical signs or symptoms are not present or noted prior to the enrollment date of during the waiting period. These are typically pets' most expensive vet costs, so make sure they're covered.

Wellness or routine preventive care, including annual vaccines, are reimbursed on a restricted basis. When included in an insurance policy it often restricts the more important (and expensive) accident and illness coverage.

Many insurance companies set limits on claim payouts on a per incident, annual, or lifetime basis. Healthy Paws offers UNLIMITED lifetime benefits. So we never place limits or caps on your claims. This is especially important for those unexpected, serious conditions like cancer or kidney failure.

Pet Insurance Review is a well-respected pet insurance review site where real customers review their personal experiences with pet insurance companies. Ratings are based on a 1-10 scale.

You want fast reimbursements. These companies promise to have them back to you within 10-15 days of filing a claim.

One team means that the same pet healthcare professionals who sign you up for coverage also process your claims, and aren't commissioned salespeople. No hassles or pressure.

Based on the highest reimbursement available and a $100 annual deductible.

Based on the highest reimbursement available and a $100 annual deductible.