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Pet Insurance Comparison

Most pet health insurance plans have a few basics in common. You usually select a reimbursement and deductible and can go to any veterinarian you choose. You pay your veterinarian first, file a claim and then get reimbursed.

There are also substantial differences between companies. These differences often impact if your claim is covered or how much you get reimbursed after a veterinary visit.

Pet insurance is not like car insurance where finding the cheapest plan doesn't change your coverage. A cheap plan equals greatly restricted coverage. Of course, that doesn't mean a quality plan can't be affordable.



Some of the most important differences are:



  • Healthy
    Paws
  • ASPCA
  • Embrace
  • Pets Best
  • Pet First
  • Petplan
  • Trupanion
  • VPI
Customer Rating
at Petinsurancereview.com
Lifetime Customer Rating*
9.8 7.9 9.1 8.7 7.6 9.2 9.0 7.8
Unlimited Lifetime Benefits
with - No Claim Limits
All Accidents &
Illnesses Covered
No Restrictions on Hereditary
and Congenital Conditions
Alternative Care Included
Deductible Type Annual Annual Annual Annual Per Incident Per Condition
Per Year
Per Condition Per Incident
Insurance Carrier Rating A+ A A+ A- A+ A+ Unrated A+


   Included            Not included or some exclusions



1/7

Cost and Coverage
Pet Insurance is not like car insurance where finding the cheapest plan doesn’t change your coverage. A cheap plan equals greatly restricted coverage. Of course, that doesn’t mean a quality plan can’t be affordable.

You can find comprehensive accident and illness coverage starting at $15/mo for cats and $25/mo for dogs and have peace of mind that you and your pet are well protected. It’s a small cost considering how much they give to us!


  • Healthy Paws
  • Petplan
  • Trupanion
  • VPI
Customer Rating
at Petinsurancereview.com
9.8 9.2 9.0 7.8
Unlimited Lifetime Benefits
with No Claim Limits
All Accidents &
Illnesses Covered
No Restrictions on Hereditary
and Congenital Conditions
Alternative Care Included
Deductible Type Annual Per Condition
Per Year
Per Condition Per Incident
Insurance Carrier Rating A+ A+ Unrated A+




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