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Pet Insurance Comparison

Most pet health insurance plans have a few basics in common. You usually select a reimbursement and deductible and can go to any veterinarian you choose. You pay your veterinarian first, file a claim and then get reimbursed.

There are also substantial differences between companies. These differences often impact if your claim is covered or how much you get reimbursed after a veterinary visit.

Pet insurance is not like car insurance where finding the cheapest plan doesn't change your coverage. A cheap plan equals greatly restricted coverage. Of course, that doesn't mean a quality plan can't be affordable.



Some of the most important differences are:



  • Healthy Paws
  • ASPCA
  • Embrace
  • Pets Best
  • Pet First
Customer Rating
at Petinsurancereview.com
9.8 7.9 9.1 8.6 7.8
Unlimited Lifetime Benefits
with No Claim Limits
All Accidents &
Illnesses Covered
No Restrictions on Hereditary
and Congenital Conditions
Alternative Care Included
Deductible Type Annual Annual Annual Annual Per Incident
Insurance Carrier Rating A+ A A+ A- A+


   Included            Not included or some exclusions



  • Healthy Paws
  • Petplan
  • Trupanion
  • VPI
Customer Rating
at Petinsurancereview.com
9.8 9.2 9.0 7.8
Unlimited Lifetime Benefits
with No Claim Limits
All Accidents &
Illnesses Covered
No Restrictions on Hereditary
and Congenital Conditions
Alternative Care Included
Deductible Type Annual Per Condition
Per Year
Per Condition Per Incident
Insurance Carrier Rating A+ A+ Unrated A+


   Included            Not included or some exclusions


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