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Pet Insurance Plan
in Massachusetts

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Massachusetts

Expenses can really add up if you live with pets in Massachusetts due to the high cost of veterinary bills, medications, pet food, and other supplies. Yet this is such a fun part of the country to check out parks, dog-friendly beaches, restaurant patios, and so much more with a furry companion by your side.

To help you reduce costs and take the best care of your pet, Healthy Paws offers pet insurance in Massachusetts with no limits on claim payouts. Here’s how Massachusetts pet insurance works and why you should sign your dog or cat up for a policy in the Bay State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Tyngsboro, MA: When Oddles could not stop vomiting, pet parent Nicole rushed him to the ER. X-rays determined he’d eaten something he should not have and needed IV fluids and an overnight stay to ensure the obstruction would clear on its own. Luckily, the whole ordeal was covered by Healthy Paws, and Nicole was able to focus on her pup’s recovery without worrying about the bill.
-Tyngsboro, Healthy Paws customer

Treatment: Gastritis/foreign body

Total Vet Cost: $2,800

Healthy Paws reimbursed: $2,520


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

To address these health concerns and many others, Healthy Paws’ pet insurance plan in Massachusetts covers new accidents and illnesses, with the exception of pre-existing conditions or as otherwise excluded under your policy.

Here are some examples of what the plan covers for dogs and cats in Massachusetts:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

The Healthy Paws pet health insurance plan does not cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Massachusetts or throughout the United States and get reimbursement up to 90 percent on vet bills for the care your pet needs.

Why Get Pet Insurance in Massachusetts?

Massachusetts pet parents are great at making sure their pets are loved and cared for, but accidents and illnesses still happen unexpectedly. Some of the dangers to pets in this part of New England include mosquitos that spread diseases, predatory wild coyotes, and frigid weather that can lead to frostbite and hypothermia. A type of bacteria called leptospirosis can be fatal for dogs and has been on the rise in Massachusetts in recent years. Canine influenza is also common in Massachusetts and very contagious among pets that socialize with each other. The five most common claims to Healthy Paws from Massachusetts pet parents are for skin conditions, pain, gastritis, ear infections and eye conditions.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Massachusetts

"Without a doubt one of the best companies I have ever had the pleasure of knowing. We honestly are entirely grateful for Healthy Paws, and without their support, would be at a loss for how to cover these unexpected costs."

- Johnny, Cambridge, MA

"Fast, easy, and they are concerned with your pet! We received a phone call to see how he was doing a few days after surgery! My plan covered 90% of the extremely large bill. I would definitely recommend this pet insurance!"

- Nanny, Winthrop, MA

Get a Quote for Pet Insurance in Massachusetts

Pets and their human caregivers living in Boston, Springfield, Cape Cod, Salem, Plymouth, and other parts of Massachusetts can trust Healthy Paws whenever an unexpected illness or accident happens. We provide insurance all throughout the state of Massachusetts to help you have more control over your pet’s safety and wellness.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Massachusetts.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.