Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
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Being a pet parent means being ready
Is pet insurance important?
Pet insurance can save you thousands of dollars if your pet gets sick or injured unexpectedly. The investment in pet insurance can help you say yes to life-saving medical treatments, and keep you out of the red when faced with overwhelming veterinary bills.
At Healthy Paws, we've seen many pet parents wishing they'd purchased pet insurance plans before their cat or dog got sick or injured, as they didn't know how high the cost of treatment could get until it happened. Without pet insurance, unexpected vet bills can make a big dent in your savings account.
Source: petinsurancequotes.com
When the unexpected happens, getting them the care they need should be simple
Pet insurance can help cover the veterinary costs for unexpected accidents & illnesses that you just can't plan for — like when your dog swallows something they shouldn’t or your cat is diagnosed with diabetes. With Healthy Paws, you can be reimbursed up to 90% of your vet bills through one simple plan.
While pre-existing conditions aren’t covered (as with most providers), Healthy Paws stands apart with no caps on payouts—no per-incident, annual, or lifetime limits.
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Pet insurance mythbusters
Fact: You can use any licensed vet; Healthy Paws can send reimbursement of covered expenses directly to the insured pet parent.
Fact: Puppies are prone to unexpected vet visits, and enrolling early, before they get sick, ensures more complete coverage (since pet insurance excludes pre-existing conditions).
Fact: Healthy Paws reimburses based on your actual vet bill, not on a benefit schedule like some other pet insurance companies.
Common questions about pet insurance
The cost of pet insurance varies based on several factors, such as where you live and what breed your pet is. Enter your pet's information in the quote form to see rates for your pet.
If your dog or cat is seriously injured or develops a chronic illness, it can really strain your budget. Even the most responsible pet parents may not be prepared for emergency procedures like a foreign object removal, which can cost upwards of $5,000, or a torn ACL that comes with a similar price tag. With Healthy Paws' simple plan, you can be reimbursed up to 90% of your vet bills for these unexpected incidents.
A savings account can be helpful, but unfortunately, the sudden onset of illness can wipe out a pet savings account for medical costs completely, as you'll be responsible for the full vet bill and you'll be limited by how much you've saved. What if you've saved $1,000 and you're hit with a $3,500 vet bill? With a Healthy Paws plan, you can get reimbursed up to 90% of your vet bills with no caps on payouts. We have seen many customers receive claim payouts exceeding $25,000.
In situations where you cannot pay your vet at the time of treatment, you may contact us to assign your reimbursement to be paid directly to your vet. If your veterinary hospital is willing to accept payment from Healthy Paws, we can work directly with them to expedite access to your pet's medical records and the processing of your claim. This direct payment option is available for any licensed vet across the United States; it is not limited to any specific network of vets.
In the last decade, veterinary care has advanced immeasurably; procedures such as knee replacements, minimally invasive cancer surgeries, and chiropractic care are now available for cats and dogs, helping them to live longer. With these advancements comes considerable changes in cost, which we analyze in the Healthy Paws Cost of Pet Health Care report. It includes the top 10 reasons why dogs and cats visit the vet, as well as symptoms and cost of treatment so you can be prepared for all the wonderful and sometimes chaotic moments of pet parenthood.
Our commitment shows in our customer reviews
At Healthy Paws, our pet insurance plan is simple, fast and reliable, so you can focus on what matters most – your pet. And our pet parents are feeling the love. We're grateful for their kind words and positive reviews on Consumers Advocate.
*The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials have not received compensation for their statements.