No per-incident, annual or lifetime caps on payouts
Most companies offer the basics: you pick a reimbursement level and deductible, visit any licensed vet, pay the bill, and file a claim for reimbursement.
Big differences between companies can impact whether your claim gets covered, and how much you’re reimbursed after a vet visit.
The cheapest pet insurance often means the most restrictions. Healthy Paws offers quality plans and affordable protection, so your pet gets the care they deserve.
Look closely at what’s included (and excluded). Some plans leave out congenital and hereditary conditions since they’re often the most expensive to treat.
Annual deductibles mean you only pay one per year, not one for every incident. That can mean more back in your pocket.
Not all companies reimburse the actual vet bill. Watch for “benefit schedules” or “usual and customary” language. These limit how much you get back.
Does the plan cap payouts per incident, per year, or for life? Healthy Paws puts no caps on payouts, which means no per-incident, annual, or lifetime limits.
Service matters, especially when you need help fast. What are other pet parents saying about their claims experience? Healthy Paws processes most claims in just 2 days.
Coverage is subject to the language of the policies as actually issued. The comparison contained herein was prepared solely by Healthy Paws based upon good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of Sept. 20, 2024 and is subject to change without notice. To receive the latest information about other providers' available plans, please visit their websites.
* Healthy Paws includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review your state-specific information regarding pet enrollment age and waiting periods for more details.