Compare Healthy Paws

See how our insurance plan stacks up

Choosing the right pet insurance should feel simple. Compare coverage, deductibles, reimbursements, and reviews to see if Healthy Paws is the right fit for your family.
Healthy Paws VS Others
How does Healthy Paws compare?
What to consider
Healthy Paws
ASPCA
Embrace
Fetch
Figo
Lemonade
Met Life
Trupanion
Pumpkin
Spot
ACK
Pets Best
Nationwide
Pet Partners
Pet Insurance Review rating
4.9
4.5
4.9
4.9
4.2
4.9
4.3
4.9
4.7
4.6
4.4
4.3
4.8
4.4
No limits on plan payouts

No per-incident, annual or lifetime caps on payouts

All new accidents and illnesses covered
No restrictions on hereditary and congenital conditions*
Alternative care included
In some states
Limited
Deductible type
Annual
Annual
Annual
Annual
Annual
Annual
Annual
Per Condition
Annual
Annual
Annual
Annual
Annual
Annual
Did you know?

Healthy Paws is annual. Trupanion requires a deductible per condition.

Healthy Paws offers unlimited payout benefits. Pumpkin limits annual payouts.

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How do I choose the right pet insurance?

Finding the right plan for your cat or dog can feel overwhelming

Most companies offer the basics: you pick a reimbursement level and deductible, visit any licensed vet, pay the bill, and file a claim for reimbursement.

The details matter

Big differences between companies can impact whether your claim gets covered, and how much you’re reimbursed after a vet visit.

Pet insurance isn’t like car insurance

The cheapest pet insurance often means the most restrictions. Healthy Paws offers quality plans and affordable protection, so your pet gets the care they deserve.

How should I evaluate pet insurance?

Coverage

Look closely at what’s included (and excluded). Some plans leave out congenital and hereditary conditions since they’re often the most expensive to treat.

Deductibles

Annual deductibles mean you only pay one per year, not one for every incident. That can mean more back in your pocket.

Reimbursement method

Not all companies reimburse the actual vet bill. Watch for “benefit schedules” or “usual and customary” language. These limit how much you get back.

Caps on payouts

Does the plan cap payouts per incident, per year, or for life? Healthy Paws puts no caps on payouts, which means no per-incident, annual, or lifetime limits.

Customer service

Service matters, especially when you need help fast. What are other pet parents saying about their claims experience? Healthy Paws processes most claims in just 2 days.

Sit, stay, get covered. Get a quick quote for premium, affordable pet insurance.