Rhode Island Pet Insurance

The Ocean State’s premier pet insurance plan

Why is pet insurance important in Rhode Island?

Dogs and cats are truly cherished in Rhode Island, whether they’re joining you at the beach, exploring historic towns, or enjoying cozy time at home. More pet parents here are choosing insurance so they’re financially ready for unexpected illnesses or mishaps in the sand, water, grass, or around the house.

Special Injury

Beyond the usual accidents and illnesses, pets may face risks like: parasites spread by wildlife droppings, ingestion of toxic foods or plants, and tick-borne illnesses such as Lyme disease.

Rough Environment

There are also environmental factors that can affect Rhode Island pets: sand and water hazards at beaches, prevalence of raccoon rabies, toxic algae blooms on lakes, leptospirosis in soil and water.

Why do Rhode Islanders love Healthy Paws?

Pet parents in Rhode Island want to feel confident that their furry companions can get the care they need, no matter what life brings. From Newport to Providence, Bristol, and every small town in between, Rhode Islanders appreciate Healthy Paws for its simple plans with no maximum annual or lifetime payouts, quick claims (most processed within two days), and a caring team of vet techs and pet lovers. With flexible coverage, the freedom to use any licensed vet, and a hassle-free claims process, it’s no surprise Healthy Paws is a favorite throughout the Ocean State.

Healthy Paws pet insurance covers all of these

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications

Get a quote in seconds for care that shows up when it counts.

Tails are wagging for Healthy Paws

Frequently asked Rhode Island pet insurance questions

In Rhode Island, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.

Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in Rhode Island — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.

When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.

While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.

The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.

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