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Pet Insurance Plan
in Texas

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Texas

As the saying goes, everything is bigger in Texas. Yet Texas pets come in all shapes and sizes, and we love them all!

To help dogs and cats live their best lives, Healthy Paws offers a pet insurance plan in Texas that covers new accidents and illnesses, cancer, emergencies, genetic conditions, and much more. Pets living in the big Texas cities, the quaint small towns, and the rural communities can all benefit from a personalized health insurance policy. Here’s how pet insurance works and why you should consider a policy for your furry companion in the Lone Star State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Dallas, TX: Lilly had to have a series of tests, x-rays, and ultrasounds, and subsequently, surgery to remove two bladder stones. All of this resulted in eight claims, which were processed and paid by Healthy Paws surprisingly fast. Healthy Paws even emailed to ask about Lilly after her surgery – sending lots of hugs her way.
-Healthy Paws customer: Dallas, TX

Treatment: Bladder stone surgery

Total Vet Cost: $800

Healthy Paws reimbursed: $630


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

When you sign up for a Healthy Paws pet insurance plan in Texas, it covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.

Here’s what is covered for Texas dogs and cats with a Healthy Paws pet insurance plan

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

Pet parents should know, however, that the Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Texas or throughout the U.S. and get reimbursement up to 90 percent on vet bills with no per-incident limits or annual or lifetime payouts.

Why Get Pet Insurance in Texas?

There are many different threats that put pets’ health at risk in Texas. For example, there are coyotes and rattlesnakes living throughout Texas that can attack and bite your pets. Texas pets can also be affected by kissing bugs that suck blood and poisonous plants, such as sago palm and wild mushrooms, which can be very toxic if eaten. The five most common claims reported to Healthy Paws from Texas pet parents are for skin conditions, gastritis, pain, eye conditions and ear infections.

We process most claims within two business days and simplify the claims process for you. Just take a photo of your vet bill in Texas and submit it via app or computer to see your claims status in real time.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Texas

"Peeta had to have emergency surgery, multiple blood transfusions, x-rays, ultrasounds, and a feeding tube for a traumatic injury. He fought for his life for a week but is making a full recovery now because we could get him the best health care possible. Healthy Paws was there for us, from the first panicked phone call I made, throughout the whole ordeal."

- Anja S., Santa Fe, Texas

"Healthy Paws makes it simple to submit claims and they truly care. After my cat went through multiple ER visits and a surgery, they checked in every time to see how he was doing and if there's any way they can help. They are a big company with small company customer service."

- Roman Z., Austin, Texas

Get a Quote for Pet Insurance in Texas

If you live in Houston, Dallas, Austin, San Antonio, or any other Texas city, Healthy Paws can help. The plan can also cover treatment for new accidents and illnesses in all of the small towns, rural West Texas, Hill Country, the Panhandle, the Gulf Coast, and beyond.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Texas

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.