Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Three rescues across North Carolina and Georgia received donations that made a big impact.
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Dog insurance for puppy teeth and silver snouts
Healthy Paws pet insurance pays covered claims based on your actual vet bill, regardless of whether it's for an accident, surprise illness, emergency, or genetic curveball. In other words, it doesn't matter whether life gets messy, mischievous, or just a little older. With Healthy Paws, you're covered—so you can focus on the snuggles and not the fees
Puppies have boundless curiosity and zero sense of caution. From bee stings to serious illnesses, early protection means you're ready for anything. Enroll before age 6, and even hip dysplasia can be covered.
With age come new health hurdles, from achy joints to hereditary surprises – and sometimes dogs find trouble on their own. Enrolling your older pup¹ covers them for the lifetime of their Healthy Paws policy.
What does Healthy Paws cover?
Visit any licensed vet, specialist or emergency clinic in the U.S. or Canada. No networks, no restrictions.
Pay your vet, send us the bill and get reimbursed fast. No hoops, just help.
*Healthy Paws pet insurance covers treatment for new accidents or illnesses except pre-existing conditions. Other exclusions may apply.
Protect your dog as they grow
Two-day claim turnarounds
Submit from your phone in a matter of seconds and have most claims processed within 2 days. We keep things fast and friendly because our customers’ dogs kept eating the paperwork.
Frequently asked dog insurance questions
Healthy Paws covers the costs of veterinary care to treat new injuries and illnesses, including diagnostic testing, treatment, surgery and medications. Coverage includes (but is not limited to): cancer, emergency care, genetic and hereditary conditions, breed-specific conditions and alternative care.2
It’s wise to enroll your dog in pet insurance as early as possible before any illnesses develop since pet insurance does not cover pre-existing conditions.
Yes! With Healthy Paws, you can take your dog to any licensed veterinarian in the U.S. or while traveling in Canada, including emergency vets and specialists.
No, routine care is not covered. Although wellness care is an essential part of responsible pet parenting, there is a clear distinction between a wellness plan and pet health insurance. The Healthy Paws plan is meant to help cover unplanned veterinary visits, including diagnostics, treatment, and medication for injuries or illnesses that can quickly become very expensive and aren’t as easy to budget for. Routine healthcare includes vaccinations, flea control, heartworm medication, de-worming, dental care, ear plucking, grooming, and prudent regular care.
1. Maximum enrollment age varies by state.
2. The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review state-specific information regarding pet enrollment age and waiting periods for more details.
** The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials have not received compensation for their statements.