Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Healthy Paws protects pets like family and makes peace of mind and more happy, healthy moments possible. Pet parents and industry reviews tell the story.
Rescue organizations across the U.S. received support for adoption efforts and ongoing care for vulnerable pets.
Make their food irresistible with the freshest nutritionally-balanced ingredients.
The Healthy Paws Community is a vibrant, social-first space for all pet lovers—whether you’re a Healthy Paws policyholder or simply passionate about pets. As a Pack Member, you can share your favorite pet photos and videos, connect with fellow pet parents, and stay informed with the latest Healthy Paws news and tips. It’s a welcoming place focused on connection, positivity, and celebrating the joy pets bring to our lives!
Everyday expenses for a pet now exceed $4,000 a year on average, according to new research. As prices continue to climb, pet owners face tough choices. Pet insurance can be a financial backstop against the unexpected.
Healthy Paws vs. MetLife
Why Healthy Paws pet insurance a smarter choice than MetLife
Unlimited annual coverage available
Healthy Paws offers plan options up to 90% reimbursement with no annual limits. MetLife's maximum annual limit is $25,000.
Vet Direct Pay Option
When funds are an issue, Healthy Paws can arrange to pay your reimburseable benefit directly to your vet, before services are performed. MetLife only reimburses claims after you pay your vet and submit the invoice.
Faster claims, most settled in 2 days
Healthy Paws processes most claims within two days, while MetLife says they process 80% of claims in less than five days.
Included In All Plans
(Not On A Benefit Schedule)
(Not Per Condition)
Get a quote in seconds for care that shows up when it counts.
Common questions about Healthy Paws
How fast are claims reimbursed?
When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.
Can I use any veterinarian?
With a Healthy Paws insurance plan, you can visit any licensed veterinarian where you live — or anywhere else your travels take you in the United States or Canada. That includes specialists, emergency hospitals, and even alternative treatments. We make sure your pet always gets the care they need, wherever life leads you both.
What does Healthy Paws offer that others may not?
Healthy Paws includes unlimited virtual vet visits through Airvet with every accident & illness policy. Healthy Paws also offers a Direct Pay option that lets you arrange to pay your vet directly before services are performed, when your funds are tight–allowing you to say yes to life-saving treatment when its needed most.
Coverage is subject to the language of the policies as actually issued. The comparison contained herein was prepared solely by Healthy Paws based upon good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of May, 2026 and is subject to change without notice. To receive the latest information about other providers' available plans, please visit their websites.
*Ratings from PetInsuranceReview.com as of May 2026.