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Best Overall
Most Affordable Unlimited Coverage
Best for Fast Claims Processing
Best for Accident &Illness
Best Overall
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Most Affordable Unlimited Coverage
|
Best for Fast Claims Processing
|
Best for Accident &Illness
|
WHY CHOOSE HEALTHY PAWS?
Top-Rated Insurance for Dogs and Cats in Florida
Florida pets love spending days at the beach, playing in fun parks, and enjoying warm weather with their favorite humans. You can make many more wonderful memories with your dog or cat here by getting pet insurance through Healthy Paws to help cover potentially expensive and unexpected vet bills. Pet medical costs are on the rise in Florida, so now is a great time to start looking into a personalized pet policy.
Here’s how pet insurance works and why you should consider a policy for your furry companion in the Sunshine State.
Why is Pet Insurance Important in Florida?
Although Florida is a great place to live as a pet, there are still many risks to be aware and dangers that can harm a pet’s health here.
- Many Florida pets have allergies to pollen, which is exacerbated by the high humidity and temperatures in the state.
- Poisonous bufo toads and venomous snakes live in Florida and can pose hazards to both dogs and cats.
- The tropical climate in Florida is ideal for growing many types of plants, but some of these plants are toxic to pets, such as the sago palm.
The five most common claims to Healthy Paws from Florida pet parents are for:
- Skin conditions
- Gastritis
- Pain
- Eye conditions
- Heart conditions
Environmental Factors for Florida Pet Owners
CUSTOMER SATISFACTION
Florida Customers Rate Us #1
Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.
- #1 Customer-rated pet health insurance **
- Trusted by more than 600,000 pet parents **
- Staff of vet techs & pet parents
- Flexible premium and deductible options
HELP COVERING COSTS
Is Pet Insurance Worth It in Florida?
Here’s how it was for one Healthy Paws customer: Miami, FL: When Jaws the dog started limping, pet parent Thomas took him to see a specialist. An MRI revealed a ligament tear that would require surgery to repair. Luckily, Thomas had Healthy Paws, and was able to focus on Jaws’ treatment and recovery without worrying about the bill.
-Thomas, Healthy Paws customer
Treatment: Cruciate ligament surgery
Total Vet Cost: $7,400
Healthy Paws reimbursed: $6,560
How Much Does Pet Insurance Cost in Florida?
Pet insurance prices in Florida vary quite a bit depending on several factors, including:
- Species: dog or cat
- Breed
- Your pet’s age
- Where you live
- Plan coverage selections: which deductible and reimbursement level you choose
The best and quickest way to determine the monthly cost of a Healthy Paws plan for your pet is by getting a fast quote.
FAST, EASY, WORRY-FREE CLAIMS
Speedy Claim Payouts for Florida Customers
With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!
How it Works - As Easy As 1, 2, 3*
- Visit any US licensed veterinarian or emergency clinic.
- Take a photo of your veterinarian bill & submit it via our app/website.
- Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
PLAN COVERAGE
No Maximum Limit on Claim Payouts
Healthy Paws plan coverage is provided with no maximum limits on claim payouts, which means:
- No per-incident caps
- No annual caps
- No limits on claim payouts for the lifetime of your policy
If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.
- 1 straightforward pet insurance policy
- No costly add-ons
- Use any licensed veterinarian
What Pet Insurance Covers in Florida
For coverage of new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy, contact Healthy Paws. The plan has no limits on payouts and covers pets ranging from puppies to senior dogs with no age discrimination. Pets between the ages of eight weeks and 14 years are eligible to enroll.
Here is a sampling of what the plan covers for Florida dogs and cats:
- Illnesses
- Accidents
- Hereditary conditions
- Congenital conditions
- Chronic conditions
- Cancer
- Diagnostic treatment
- X-Rays, blood tests, ultrasounds
- Surgery
- Hospitalization
- Prescription medications
- Emergency care
- Specialty care
- Alternative treatment
Coverage Exclusions for Dog and Cat Insurance in Florida
The Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions.. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Florida or throughout the United States, including alternative care. After you enroll your pet in a health plan, there is a 15-day waiting period for accidents and illnesses and a 12-month waiting period for hip dysplasia.
Our Commitment to Our Customers
The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.
Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at PetInsuranceQuotes.com for seven years in a row.
WHAT OUR CUSTOMERS ARE SAYING
Happy Customers and Pets in Florida
"I can't tell you how happy I am that I found Healthy Paws!! They processed the claims quickly, they notified me of what they need in order to process my claims, and their customer service is superb!! I will always insure my dogs with them."
- S.G., North Miami, FL
"Our dog broke his leg chasing a tennis ball at our neighborhood dog park. The veterinary hospital wanted $7,200 to fix the break. Healthy Paws paid the claim in one week and allowed me to focus on getting our dog healthy."
- Teresa, Port St. Lucile, FL
Get a Quote for Pet Insurance in Florida
Whether you live in Orlando, Miami, Tallahassee, along the panhandle, or down the coast, Healthy Paws can provide a pet insurance plan for your pet. We are happy to provide you with a fast quote for what it would cost to insure your dog or cat in Florida. Our team is committed to our pet-loving customers, and you can count on us when you need the most support to help reduce the stress of caring for a sick pet.
Get a fast quote on our website today to take the first step of insuring your dog or cat in Florida.
The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
Insureds providing testimonials in this report have not received compensation for their statements.
