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Pet Insurance Plan
in Florida

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Florida

Florida pets love spending days at the beach, playing in fun parks, and enjoying warm weather with their favorite humans. You can make many more wonderful memories with your dog or cat here by getting pet insurance through Healthy Paws to help cover potentially expensive and unexpected vet bills. Pet medical costs are on the rise in Florida, so now is a great time to start looking into a personalized pet policy.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the Sunshine State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Miami, FL: When Jaws the dog started limping, pet parent Thomas took him to see a specialist. An MRI revealed a ligament tear that would require surgery to repair. Luckily, Thomas had Healthy Paws, and was able to focus on Jaws’ treatment and recovery without worrying about the bill.
-Thomas, Healthy Paws customer

Treatment: Cruciate ligament surgery

Total Vet Cost: $7,400

Healthy Paws reimbursed: $6,560


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

For coverage of new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy, contact Healthy Paws. The plan has no limits on payouts and covers pets ranging from puppies to senior dogs with no age discrimination. Pets between the ages of eight weeks and 14 years are eligible to enroll.

Here is a sampling of what the plan covers for Florida dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

The Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Florida or throughout the United States, including alternative care. After you enroll your pet in a health plan, there is a 15-day waiting period for accidents and illnesses and a 12-month waiting period for hip dysplasia.

Why Get Pet Insurance in Florida?

Although Florida is a great place to live as a pet, there are still many risks to be aware and dangers that can harm a pet’s health here.

Many Florida pets have allergies to pollen, which is exacerbated by the high humidity and temperatures in the state. Poisonous bufo toads and venomous snakes live in Florida and can pose hazards to both dogs and cats. The tropical climate in Florida is ideal for growing many types of plants, but some of these plants are toxic to pets, such as the sago palm. The five most common claims to Healthy Paws from Florida pet parents are for skin conditions, gastritis, pain, eye conditions and heart conditions.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Florida

To give you some real-life examples of when pet insurance comes in handy, here are some reviews from Florida pet parents who trust Healthy Paws with their pets’ wellbeing:

"I can't tell you how happy I am that I found Healthy Paws!! They processed the claims quickly, they notified me of what they need in order to process my claims, and their customer service is superb!! I will always insure my dogs with them."

- S.G., North Miami, FL

"Our dog broke his leg chasing a tennis ball at our neighborhood dog park. The veterinary hospital wanted $7,200 to fix the break. Healthy Paws paid the claim in one week and allowed me to focus on getting our dog healthy."

- Teresa, Port St. Lucile, FL

Get a Quote for Pet Insurance in Florida

Whether you live in Orlando, Miami, Tallahassee, along the panhandle, or down the coast, Healthy Paws can provide a pet insurance plan for your pet. We are happy to provide you with a fast quote for what it would cost to insure your dog or cat in Florida. Our team is committed to our pet-loving customers, and you can count on us when you need the most support to help reduce the stress of caring for a sick pet.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Florida.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.