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Pet Insurance Plan
in Hawaii

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Hawaii

With pleasant weather year-round, lots of dog-friendly beaches, and a laid-back atmosphere, pets in Hawaii are living the good life! It is common to see dogs and cats dressed up in festive Hawaiian shirts here and doing their best poses by the ocean and sand. But it’s not all fun and games for Hawaiian pets because accidents and illnesses strike unexpectedly and cause major stress for pet parents.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the Aloha State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Kailua, HI: “The surgery was almost $5,200. Thankfully, I had Healthy Paws insurance with the 90% coverage plan. Healthy Paws covered $4,600 of the cost. She is now just 4 weeks post op and doing great. I was able to process my claim online and submit my vet paperwork online.”
-Barbara, Healthy Paws customer

Treatment: Tibial plateau leveling osteotomy

Total Vet Cost: $5,200

Healthy Paws reimbursed: $4,600


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans cover new accidents and illnesses for pets in Hawaii. However, the plans don't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions.

Here are some examples of what the plan covers for Hawaii dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Hawaii or throughout the U.S. and Canada, including specialists, emergency animal hospitals, and alternative medicine clinics. You and your vet know what’s best for your pet, and we’re here to help through all stages of your pet’s life.

Why Get Pet Insurance in Hawaii?

The cost of living is higher in Hawaii than pretty much anywhere else on the mainland U.S., which means that veterinary bills tend to be higher than the national average too. Meanwhile, there are certain risks and hazards that commonly affect Hawaii pets, including parasites, stinging insects, and herbicide exposure. Pets in Hawaii can also face unexpected injuries, cancer, or develop age-related diseases as they live out their years. The five most common claims to Healthy Paws from Hawaii pet parents are for skin conditions, pain, kidney disease, gastritis, and eye conditions.

Keeping up with the costs of pet care can be a challenge in Hawaii, more so than in many other places. But with pet insurance, you can feel confident that finances won’t stand in the way of your dog or cat getting the necessary treatment.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Hawaii

Is pet insurance worth it in Hawaii? Here’s what some fellow Hawaiians have been saying about their experiences with Healthy Paws and when plan coverage was definitely worth it.

"In the last 3 months, I have had over $10,000 in vet bills. Healthy Paws has been there the whole way. It is amazing how fast they process and pay claims. It has never taken more than 1 week to get paid. I can say with complete confidence that there is no one better."

- Kevin D., Honolulu, HI

"Our 1-year-old Cavalier KC Spaniel has had several unexpected visits to the veterinarian that would have cost us upwards of $1,800 had it not been for this insurance. I even got a follow up email checking to see how our dog was doing, which was a nice surprise. I'm so happy I chose Healthy Paws."

- Tracy, Honolulu, HI

Get a Quote for Pet Insurance in Hawaii

Healthy Paws is pleased to offer pet health insurance plans all throughout the islands of Hawaii, Maui, Molokai, Lanai, Oahu, Kauai, and Niihau. To learn more about what the cost of coverage would be where you live, tell us a bit about your dog or cat and we’ll get you an instant, online quote.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Hawaii.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.