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Pet Insurance Plan
in Kentucky

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Kentucky

It’s fun to have a loving pet by your side in Kentucky as you explore beautiful state parks, go to local breweries and distilleries, watch horse racing on TV, and dive into some seriously delicious barbecue. But between all of those fun and memorable moments, many Kentucky pets find themselves sick or injured unexpectedly.

Pet parents can be prepared in the Bluegrass State by getting a pet insurance plan through Healthy Paws. Here’s how pet insurance works and the benefits it offers to both you and your furry companion.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: “My first claim was $2,500, and I expected after having to fight for reimbursement with a different company on my previous dog that I would get the run around. However, I am happy to say that didn't happen at all. I sent a picture of my invoice and within 48 hours got the email that my claim was processed and the check was in the mail.”
-Healthy Paws customer Whitney, Lexington, KY

Treatment: Foreign body obstruction surgery

Total Vet Cost: $2,500

Healthy Paws reimbursed: $2,150


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws offers one simple plan in Kentucky and encourages you to compare coverage between us and other providers so that you find the right fit for your family.

Here are some examples of what the plan covers for Kentucky dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

To get up to 90% reimbursement on vet bills, take your pet to any licensed vet you trust in Kentucky or throughout the U.S. and submit a photo of your bill to us online or via mobile app. Kentuckians should know that Healthy Paws plans don't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning.

Why Get Pet Insurance in Kentucky?

Kentucky pets may find themselves faced with diseases they catch from other animals, hereditary conditions that went unnoticed for many years, and accidents that land them in the hospital where surgery is required. Regardless of whether you purchased your pet from a breeder or adopted from a shelter, Kentucky pets have a way of catching their humans off-guard with unexpected and ill-timed health issues. The five most common claims to Healthy Paws from Kentucky pet parents are for pain, skin conditions, cruciate ligament injuries. Urinary Tract Infections and eye conditions.

Fortunately, Healthy Paws offers pet insurance plans all throughout the state of Kentucky, including in Louisville, Lexington, Bowling Green, Paducah, and beyond. Whether you live in a big city or rural area, pet insurance is worth considering in Kentucky.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Kentucky

"Our lab-mix has had both his ACLs repaired. Each time, Healthy Paws not only covered the procedures and reimbursed within a week, but the staff reached out and followed up to see how he was doing after the surgery."

- Mark, Elizabethtown, KY

"Without Healthy Paws, my wife and daughter would have lost their best fur-friend. The app is super intuitive and easy to use. Just snap a picture or two of the bill and upload in the app. That's it. Two weeks later our reimbursement check arrived."

- A.C., Louisville, KY

Get a Quote for Pet Insurance in Kentucky

Are you ready to plan ahead for your pet’s future and have greater peace and mind that you can provide the treatment your dog or cat needs? Request a quick Kentucky pet insurance quote on our website to take this first important step, or call us at 855-898-8991 to ask any questions you have about pet insurance. We are here for you in all 120 counties of Kentucky – from the hills to the farms, forests, cities, and tiny towns!

Get a fast quote on our website today to take the first step of insuring your dog or cat in Kentucky.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.