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Pet Insurance Plan
in West Virginia

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

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Top-Rated Insurance for Dogs and Cats in West Virginia

The wild and wonderful state of West Virginia is home to many amazing dogs and cats who have found loving families to take care of them. In addition to preventative care checkups, plenty of exercise, good nutrition, and lots of affection, one of the best things you can do for your companion is get a pet health insurance policy. Having insurance for your pet can provide peace of mind when it comes to an unexpected accident or illness and the costs of veterinary care that comes along with it.

Here’s how West Virginia pet insurance works and why you should consider purchasing a policy for your furry companion in the Mountain State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Kearneysville, WV: “We chose the 90% reimbursement for Kya, with a $250 annual deductible. In total, we've had around $4,500 in emergency vet and surgery bills, and we've been reimbursed for most of that thanks to Healthy Paws.”
-Rachel, Healthy Paws customer

Treatment: Foreign body obstruction surgery

Total Vet Cost: $3,530

Healthy Paws reimbursed: $3,076


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

We know how important your West Virginia pet is to you, which is why the plan covers new accidents and illnesses with reimbursement up to 90%.

Here are some examples of what the Healthy Paws plan covers for West Virginia dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

West Virginia pet parents should know, however, that plans don't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning.

With Healthy Paws, you can take your pet to any licensed veterinarian in West Virginia or across the country, including specialists and emergency animal hospitals, and then submit your claim to us by simply sending us a photo of the bill online or via mobile app.

Why Get Pet Insurance in West Virginia?

Pet health insurance is something to consider in West Virginia because of all the things that can go wrong with pups and kitties at all stages of their lives. West Virginia pets may ingest toxic plants, household chemicals, and human foods that cause tummy upset. They can come into contact with dangerous animals, develop cancer, catch communicable diseases, and break bones during rigorous play sessions. The five most common claims to Healthy Paws from West Virginia pet parents are for skin conditions, pain, gastritis, seizures and cancer.

Don’t let a health issue catch you off-guard when your pet is feeling unwell in West Virginia. Sign up for a pet insurance policy today for greater peace of mind.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in West Virginia

Curious to learn more about using pet insurance in West Virginia? Here’s what some of your local neighbors have been saying after submitting claims to Healthy Paws.

"What they offer is so good that I found myself reading through the policy multiple times because it seemed too good to be true! First, they cover hip dysplasia if it occurs. Second, after only a $250 they will cover 90% of the cost! And they even let you send in your smaller bills throughout the year!"

- Jennifer T., Charles Town, WV

"Excellent customer service! Excellent response to claims! Excellent reimbursement! They have been wonderful to work with on every step of the process!"

- Dana H., Martinsburg, WV

Get a Quote for Pet Insurance in West Virginia

As costs of veterinary care in West Virginia increase, now is a great time to get a quote for West Virginia pet insurance. The Healthy Paws plan can cover pets throughout the Appalachian region and Southeastern U.S., and we’re here for you and your pets when the unexpected happens.

Get a fast quote on our website today to take the first step of insuring your dog or cat in West Virginia.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.