Not all policies are equal - see how the plans measure up.
See the difference
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
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The easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
Consideration | Healthy Paws | Paw Protect |
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No payout caps on any plans |
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Alternative care and genetic conditions coverage included in all plans |
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Reimbursement method based on the vet bill (not on a benefit schedule) |
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Annual deductible (not per condition) |
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Pet Insurance Review rating (PetInsuranceReview.com) (2024)* | 4.9 | NR |


Customer Reviews
Other reasons to consider Healthy Paws over Paw Protect:
- Healthy Paws' one simple plan has no upper limit on payouts. Paw Protect's annual claim payout limits range from $5,000 to unlimited, depending on what the customer chooses. There are also choices of deductibles that range from $250 to $500.
- Paw Protect says claims can take 10-15 days to process, whereas Healthy Paws processes most claims within two days.
- Paw Protect requires you to file a claim form if submitting via email, fax, or mail. Healthy Paws only asks for an invoice, which can be submitted via website, email or mobile app.
- Paw Protect will only insure pets up to five years, where Healthy Paws will enroll pets up to 13 years of age in most states2.
Reasons to consider Paw Protect: Paw Protect offers an add-on wellness plan for an additional fee. It offers a 24/7 vet telehealth line and a 10 percent discount for multiple pets. Paw Protect covers dental illnesses and accidents up to $1,000 per year, but not routine care like dental cleanings.
Choose Healthy Paws if you're looking for...
A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and want to minimize the amount you pay in deductibles. With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that Healthy Paws be here to help you get your pet back on their paws.