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Compare Healthy Paws Pet Insurance to Paw Protect


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Compare Healthy Paws Pet Insurance to Paw Protect

Get an instant quote now and take the first step to protect your furry best friend.

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Not all policies are equal - see how the plans measure up.

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See the difference

When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.


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The easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.

Trusted by more than 620,000 pet parents, here's why:

Trusted by more than 620,000 pet parents, here's why:

Consideration Healthy Paws Paw Protect
No payout caps on any plans cover not cover
Alternative care and genetic conditions coverage included in all plans cover cover
Reimbursement method based on the vet bill (not on a benefit schedule) cover cover
Annual deductible (not per condition) cover cover
Pet Insurance Review rating (PetInsuranceReview.com) (2024)* 4.9 NR
included   Included        
not cover   Not included or some exclusions
included   Included        
not cover   Not included or some exclusions

Customer Reviews

Other reasons to consider Healthy Paws over Paw Protect:

  1. Healthy Paws' one simple plan has no upper limit on payouts. Paw Protect's annual claim payout limits range from $5,000 to unlimited, depending on what the customer chooses. There are also choices of deductibles that range from $250 to $500.
  2. Paw Protect says claims can take 10-15 days to process, whereas Healthy Paws processes most claims within two days.
  3. Paw Protect requires you to file a claim form if submitting via email, fax, or mail. Healthy Paws only asks for an invoice, which can be submitted via website, email or mobile app.
  4. Paw Protect will only insure pets up to five years, where Healthy Paws will enroll pets up to 13 years of age in most states2.

Reasons to consider Paw Protect: Paw Protect offers an add-on wellness plan for an additional fee. It offers a 24/7 vet telehealth line and a 10 percent discount for multiple pets. Paw Protect covers dental illnesses and accidents up to $1,000 per year, but not routine care like dental cleanings.

Choose Healthy Paws if you're looking for...

A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and want to minimize the amount you pay in deductibles. With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that Healthy Paws be here to help you get your pet back on their paws.


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Ratings from PetInsuranceReview.com as of December 2024.


Coverage is subject to the language of the policies as actually issued. The comparison contained herein was prepared solely by Healthy Paws based upon good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of December 1, 2024 and is subject to change without notice. To receive the latest information about Paw Protect’s available plans, please visit their website.


1 The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review state-specific information regarding pet enrollment age and waiting periods for more details.


2 Maximum enrollment age varies by state.