California Pet Insurance

Gold standard pet insurance for the Golden State

Why is pet insurance
important in California?

California has more pets than any other state, thanks to its large population and pet-friendly lifestyle. With so many dogs and cats enjoying the California sun, pet insurance helps families handle unexpected vet expenses and keep their pets healthy.

Special Injury

Beyond the usual accidents and illnesses, pets may face risks like: snake bites, coyote attacks, falling objects due to earthquakes, and muscle tears from high-intensity exercise.

Rough Environment

There are also environmental factors that can affect California pets: foxtails, wildfire smoke, toxic algae blooms.

Why do Californians love Healthy Paws?

Californians know the value of caring for their pets, and Healthy Paws is a top choice across the state. From Los Angeles and San Diego to San Francisco and Sacramento, pet parents appreciate Healthy Paws for its simple, straightforward coverage, no annual or lifetime caps, and fast claim processing. Any vet in California—or anywhere in the U.S.—can be used, and the customer service is renowned for being compassionate and responsive. That’s why so many Californians trust Healthy Paws to protect their furry family members.

Healthy Paws pet insurance covers all of these

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications

Tails are wagging for Healthy Paws

Frequently asked California pet insurance questions

In California, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.

Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in California — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.

When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.

While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.

The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.

Get an instant quote for nose-to-tail protection