Hawaii Pet Insurance

The premier pet insurance in paradise

Why is pet insurance important
in Hawaii?

Hawaii’s pets enjoy year-round sunshine, dog-friendly beaches, and a laid-back island lifestyle, often joining their families for adventures in paradise. However, the high cost of living, unique local risks, and unexpected health issues make pet insurance especially important for pet parents.

Special Injury

Beyond the usual accidents and illnesses, pets may face risks like: mosquito/tick-borne illnesses (like heartworm), encounters with stinging insects or the Bufo toad, leptospirosis from animal urine.

Rough Environment

There are also environmental factors that can affect Hawaii pets: higher cost of veterinary care than the national average, flash floods, poisonous plants, dangerous wildlife.

Why do Hawaiians love Healthy Paws?

Pet parents across Hawaii trust Healthy Paws for its simple, comprehensive coverage and hassle-free experience. From Honolulu to Maui, Oahu to Kauai, and the Big Island, Hawaiians appreciate that Healthy Paws has no annual or lifetime caps, fast claims processing, and lets you use any licensed vet. The straightforward plan, quick reimbursements, and supportive customer care team make Healthy Paws a favorite for families throughout the islands.

Healthy Paws pet insurance covers all of these

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications

Get a quote in seconds for care that shows up when it counts.

Tails are wagging for Healthy Paws

Frequently asked Hawaii pet insurance questions

In Hawaii, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.

Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in Hawaii — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.

When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.

While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.

The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.

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