Minnesota Pet Insurance

The brightest pet insurance in the North Star state

Why is pet insurance important in Minnesota?

Dogs and cats in Minnesota are cherished family members, enjoying a state full of pet-friendly establishments and outdoor adventures. With rising vet care costs in Minnesota, pet insurance helps families manage expenses while keeping their pets healthy and protected.

Special Injury

Beyond the usual accidents and illnesses, pets may face risks like: heatstroke in summer and hypothermia in winter, mosquito/tick-borne illnesses such as heartworm and intestinal worms.

Rough Environment

There are also environmental factors that can affect Minnesota pets: brutal Minnesota winters (frostbite, hypothermia, paw damage) summer heat waves (risk of heat stroke), leptospirosis in wet areas.

Why do Minnesotans love Healthy Paws?

Minnesotans want the best for their pets, whether they’re in the Twin Cities, Red River Valley, Iron Range, or anywhere else in the state. People love Healthy Paws because it makes it easier to care for cats and dogs through all of Minnesota’s seasons. Pet parents appreciate the straightforward plan with no costly add-ons, the compassionate customer care team of vet techs and pet parents, and the freedom to visit any licensed veterinarian. Flexible premiums and deductible options allow families from Duluth to Rochester to find a plan that fits their needs.

Healthy Paws pet insurance covers all of these

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications

Get a quote in seconds for care that shows up when it counts.

Tails are wagging for Healthy Paws

Frequently asked Minnesota pet insurance questions

In Minnesota, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.

Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in Minnesota — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.

When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.

While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.

The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.

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