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Pet Insurance Plan
in Missouri

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Missouri

Pets living in the Show Me state get to experience lots of fun activities with their families, the beauty of all four seasons, and excellent veterinary care when they aren’t feeling well. But like many parts of the country, the costs of vet care are rising in Missouri, which is why pet insurance is a smart idea to start looking into now.

Here’s how pet insurance works and why you should consider a policy for your dog or cat between the ages of eight weeks and 14 years.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Columbia, MO: “Their customer service has been friendly and helpful, and they were quick to process my claim. The prognosis that my dog received was very scary, and I'm very grateful that I haven't had to stress about the finances. I would recommend for anyone who loves their pet and wants to be able to give them whatever medical help they need.”
-David, Healthy Paws customer

Treatment: Lyme disease

Total Vet Cost: $3,409

Healthy Paws reimbursed: $2,968


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

When your Missouri pet gets into a new accident or has a new illness, Healthy Paws is here to help.

Here are some examples of what the plan covers for Missouri dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

Insuring your pets as early as possible means that they are less likely to have pre-existing conditions that are excluded from insurance coverage. Without insurance, veterinary treatments costs can add up and take a financial toll on your family. With a Healthy Paws plan, you can take your pet to any licensed vet, animal hospital, or specialist in the state of Missouri or across the country and then get reimbursed up to 90% for the costs of new accidents and illnesses - almost always within just two business days.

Why Get Pet Insurance in Missouri?

In Missouri, you can take your pet to local parks, pet-friendly hotels, backyard gatherings, and fun playdates. But not every day is all fun and games, because illnesses and accidents can happen unexpectedly.

Many Missouri pets are affected by hereditary and congenital conditions that become symptomatic after the age of six. Meanwhile, young puppies and kittens often get into mischief, eat things they shouldn’t, and are a little too rambunctious for their own good. The five most common claims to Healthy Paws from Missouri pet parents are for pain, skin conditions, gastritis, urinary tract infections and ear infections.

These are just some of the many reasons why Missouri families get pet insurance to be prepared for their pets’ futures.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Missouri

"We purchased pet insurance after learning an expensive lesson with our beloved lab, Lincoln, who was diagnosed with both intestinal mast cell cancer and lymphoma. We did 9 months of costly chemotherapy, which prompted us to research pet insurance. I reviewed several plans and consistently, Healthy Paws came out on top. It has been amazingly simple to submit claims and they process them within a week or so, and direct deposit money into your checking account. Amazing!"

- Amanda R., Springfield, MO

"It would have been a financial hardship for me to come up with the money to pay for his surgery. I'm not sure he would have had the surgery otherwise if Healthy Paws didn't cover his expenses. The Healthy Paws app made it super easy to file the claim and it was processed and reimbursed very quickly."

- Susan R., Ballwin, MO

Get a Quote for Pet Insurance in Missouri

No matter what part of this Midwestern state that you live in, Healthy Paws is here for you and your dogs and cats in Missouri.

We offer instant Missouri pet insurance quotes on our website and encourage you to compare our rates with other providers to make the best decision for your family. We offer one of the top customer-rated pet health insurance plans in the country, so contact us to learn more!

Get a fast quote on our website today to take the first step of insuring your dog or cat in Missouri.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.