Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Healthy Paws protects pets like family and makes peace of mind and more happy, healthy moments possible. Pet parents and industry reviews tell the story.
Rescue organizations across the U.S. received support for adoption efforts and ongoing care for vulnerable pets.
Make their food irresistible with the freshest nutritionally-balanced ingredients.
The Healthy Paws Community is a vibrant, social-first space for all pet lovers—whether you’re a Healthy Paws policyholder or simply passionate about pets. As a Pack Member, you can share your favorite pet photos and videos, connect with fellow pet parents, and stay informed with the latest Healthy Paws news and tips. It’s a welcoming place focused on connection, positivity, and celebrating the joy pets bring to our lives!
Everyday expenses for a pet now exceed $4,000 a year on average, according to new research. As prices continue to climb, pet owners face tough choices. Pet insurance can be a financial backstop against the unexpected.
Why is pet insurance important in North Dakota?
North Dakota pets are no strangers to cold, snow, and big outdoor adventures, whether they’re exploring the prairie or snuggling up at home. With so many ways for dogs and cats to get sick or injured, having reliable coverage helps pet parents be ready for the unexpected.
Beyond the usual accidents and illnesses, pets may face risks like: exposure to extreme heat or cold, tick-borne illnesses like Lyme Disease and injuries from dangerous wildlife encounters.
There are also environmental factors that can affect North Dakota pets: harsh winter weather, extreme heat in summer and presence of toxic blue-green algal blooms on fresh water.
Why do North Dakotans love Healthy Paws?
North Dakotans want straightforward protection and great service for their pets, wherever they live in the state. Healthy Paws is a top-rated plan for pet parents in Fargo, Bismarck, the Red River Valley, Drift Prairie, and beyond. People love the customizable options–including no payout limits and up to 90% reimbursement–and speedy claims (most processed in two days). With the flexibility to visit any licensed vet or access unlimited 24/7 virtual vet care via Healthy Paws’ included Airvet service, Healthy Paws makes it simple to focus on your pet’s health, not your wallet.
Healthy Paws pet insurance covers all of these
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications
Get a quote in seconds for care that shows up when it counts.
Frequently asked North Dakota pet insurance questions
In North Dakota, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.
Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in North Dakota — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.
When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.
While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.
The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.