Texas Pet Insurance

Premium pet insurance for the Lone Star State

Why is pet insurance important in Texas?

Everything is bigger in Texas, including the love for pets. Texas pets enjoy the great outdoors but face unique risks, making pet insurance a smart way to keep them protected from unexpected accidents and illnesses.

Special Injury

Beyond the usual accidents and illnesses, pets may face risks like: dangerous wildlife encounters (coyotes, rattlesnakes, scorpions) and poisonous plants like sago palm and wild mushrooms.

Rough Environment

There are also environmental factors that can affect Texas pets: extreme heat, hurricanes, wildfires and pests that transmit diseases like Lyme and Chagas.

Why do Texans love Healthy Paws?

Pet parents throughout Texas trust Healthy Paws because we understand the needs of both city dwellers and those in rural areas.From Houston and Dallas to Austin, San Antonio, West Texas, Hill Country, the Panhandle, and the Gulf Coast, Texans appreciate Healthy Paws’ one straightforward policy with no annual or lifetime payout limits, fast claims processing, and the freedom to use any licensed vet. Our team—many of whom are pet parents themselves—delivers simple terms, flexible options, and compassionate customer care for every dog and cat in the Lone Star State.

Healthy Paws pet insurance covers all of these

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.
Illnesses & accidents
Hereditary & congenital conditions
Hip Dysplasia
Chronic conditions
Cancer treatments
Emergency & speciality care
Alternative treatments
Non-routine dental
Diagnostics/X-ray, ultrasound, lab testing
Surgery/hospitalization
Prescription medications

Get a quote in seconds for care that shows up when it counts.

Tails are wagging for Healthy Paws

Frequently asked Texas pet insurance questions

In Texas, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.

Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in Texas — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.

When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.

While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.

The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.

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