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Pet Insurance Plan
in Virginia

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Virginia

From historical sites to city parks, ocean beaches, and cozy couches to curl up on, there are a lot of reasons to love being a pet in Virginia. To help you take the very best care of your dog or cat in Virginia, Healthy Paws offers a pet insurance plan to help you through days that aren’t quite as fun.

Pet insurance is a smart idea in the Old Dominion State because of all the health issues that could arise during your pet’s life. Here’s how Virginia pet insurance works in Roanoke, Virginia Beach, Norfolk, and every other part of Virginia to help you make the best decision for your furry friend.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it has for one Healthy Paws customer: Oakton, VA: “Their app is super easy to use, and everyone I have spoken to there has been helpful and friendly. Most importantly though, they have provided a very reliable service. I wanted pet insurance for peace of mind, so that if something comes up, I can take care of my dog without financial concerns. Healthy Paws has given me that peace of mind.”
-Sarah, Healthy Paws customer

Treatment: Laceration

Total Vet Cost: $952

Healthy Paws reimbursed: $756


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

As long as what’s affecting your pet isn’t a pre-existing condition or otherwise excluded under your policy, you can submit Virginia vet bills to Healthy Paws and get reimbursed for up to 90% of your vet bill.

Here are some examples of what the plan covers for Virginia dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

For more information about what’s not covered, see our complete list of exclusions. Healthy Paws encourages you to take your pet to any licensed veterinarian that you trust in Virginia or throughout the United States and simply send us a photo of the bill for claim processing.

Why Get Pet Insurance in Virginia?

Pet insurance in Virginia is becoming more popular than ever before due to the rising costs of veterinary care in the state. Just one little accident or one simple procedure could result in thousands of dollars in bills that you weren’t expecting.

Virginia pets can come into contact with toxins in the environment, fall from high surfaces in homes, and eat dangerous things they’re not supposed to. They can also be diagnosed with chronic conditions that require ongoing care, have hereditary conditions that pose problems with age, and need surgery on various parts of their bodies. The five most common claims to Healthy Paws from Virginia pet parents are for skin conditions, pain, gastritis, ear infections and cancer. We don’t mention these things to scare you, but only to point out some of the many situations when pet insurance comes in handy!

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Virginia

"Our dog had a partial tear in his knee that required surgery. Healthy Paws supported us, both financially and personally. Obviously, the financial aspect is fabulous but even more so is that a few days out of his surgery, Healthy Paws followed up to check on how our dog was doing. That really amazed me and made me feel like they were truly there and invested in our dog baby."

- Julie G., Ashburn, VA

"It was not only heart wrenching to see my young boy in need of a major surgery, it also about stopped my heart to hear the estimate of the surgery. The total came in at $5,000, which is a shocking amount to have thrown at you when you're already reeling from hearing about an ACL tear and a dislocated hip. But the silver lining was always Healthy Paws."

- Jessica, Roanoke, VA

Get a Quote for Pet Insurance in Virginia

Whether you live in the Blue Ridge Mountains, Appalachian Plateau, Coastal Plain, or any other part of the state, we care about you and your pets in Virginia. We are pleased to offer fast online quotes for pet insurance so that you can experience our easy, worry-free claims process for yourself.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Virginia.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.