Compare Healthy Paws and ASPCA Pet Insurance Policies
ASPCA Pet Health Insurance is provided through Crum & Forster Pet Insurance Group. They have a "Complete Coverage" plan that covers accidents, injuries, illnesses and more. It's important to notice their low customer rating, as well as that their plan has annual payout limits that can be set by the customers.
|What to Consider||Healthy Paws||ASPCA|
|No limits on any plans: no per-incident, annual or lifetime caps on payouts|
|Customer Rating at ConsumersAdvocate.org||9.8||7.6|
Limits on Claim Payouts
While they have no incident or lifetime limits, ASPCA Pet Insurance has annual limits that can be set by the customer, ranging from $5,000 to $20,000, including an unlimited option. These variations could leave customers with a very high out of pocket cost for catastrophic accidents and illnesses, should they choose the wrong limit when signing up.
ASPCA Pet Insurance offers multiple plan choices; one complete plan, one accident-only coverage plan as well as separate add-ons for preventative care, which can make it that much more difficult for customers to understand what's covered and what's not. They may feel stressed about choosing the right plan, as well as what annual limit to go with, which could mean they're left high and dry if an emergency occurs.
Healthy Paws has created an easy-to-understand plan that covers new accidents and illnesses. Our customers agree and have given Healthy Paws the highest rating at Consumers Advocate, Canine Journal, and many more review sites.
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1Healthy Paws includes coverage for hip dysplasia when you enroll your pet before the age of six. It is excluded from coverage if you enroll your pet when they are 6 and older. There is a twelve-month waiting period before coverage takes effect in all states except MD and NH. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during the twelve-month waiting period, hip dysplasia will be considered pre-existing and will not be covered.
This information is provided as a helpful pet insurance comparison guide between Healthy Paws and ASPCA Pet Insurance. Plans change on occasion and we recommend that all pet parents complete their own research.