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Healthy Paws vs. MetLife
Why Healthy Paws pet insurance a smarter choice than MetLife
Healthy Paws covers all new accidents and illnesses with no annual or lifetime caps on payouts; MetLife has a limit of $5,000, which can easily be reached in a single vet emergency.
We have one annual deductible, after which, your insurance kicks in; MetLife applies the deductible per incident and/or annually depending on policy.
Healthy Paws processes most claims within two days, while MetLife says they process 80% of claims in less than five days.
Included In All Plans
(Not On A Benefit Schedule)
(Not Per Condition)
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Common questions about Healthy Paws
How fast are claims reimbursed?
When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.
Can I use any veterinarian?
With a Healthy Paws insurance plan, you can visit any licensed veterinarian where you live — or anywhere else your travels take you in the United States or Canada. That includes specialists, emergency hospitals, and even alternative treatments. We make sure your pet always gets the care they need, wherever life leads you both.
Are there any types of caps or maximum limits?
Your pets are family, and there shouldn't be any limits on the love (or the care) they receive. With a Healthy Paws pet insurance plan, you will have continuous coverage for the life of the policy, without the concern of any type of per-incident, annual or lifetime caps.
Coverage is subject to the language of the policies as actually issued. The comparison contained herein was prepared solely by Healthy Paws based upon good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of Sept. 20, 2024 and is subject to change without notice. To receive the latest information about other providers' available plans, please visit their websites.
*Ratings from PetInsuranceReview.com as of September 2024.