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Best Overall
Most Affordable Unlimited Coverage
Best for Fast Claims Processing
Best for Accident &Illness
Best Overall
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Most Affordable Unlimited Coverage
|
Best for Fast Claims Processing
|
Best for Accident &Illness
|
WHY CHOOSE HEALTHY PAWS?
Top-Rated Insurance for Dogs and Cats in California
Since California is the most populous state in the U.S., it should come as no surprise that there are more pets living in California households than any other state. There are so many pet-friendly establishments and attractions throughout California to make life fun and enjoyable with a wonderful dog or cat by your side. You can enjoy many great years together with your pet when you have California pet insurance to cover the costs of expensive vet bills.
Here’s how pet insurance works and why you should consider a policy for your furry companion in the Golden State.
Why is Pet Insurance Important in California?
Even in the most loving California households, pets can suffer from unexpected accidents and illnesses. It is possible for California dogs and cats to fall from high surfaces, develop cancer, and have hereditary conditions that only show up later in life. Other situations that affect California pets include:
- Snake bites
- Coyote attacks
- Falling objects due to earthquakes
- Muscle tears from high-intensity exercise
The five most common claims reported to Healthy Paws from California pet parents are for:
- Skin conditions
- Gastritis
- Pain
- Eye conditions
- Ear infections
As any local will tell you, California living doesn’t come cheaply, and veterinary costs are no exception to this rule. Healthy Paws pet insurance can help.
Environmental Factors for California Pet Owners
CUSTOMER SATISFACTION
California Customers Rate Us #1
Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.
- #1 Customer-rated pet health insurance **
- Trusted by more than 600,000 pet parents **
- Staff of vet techs & pet parents
- Flexible premium and deductible options
HELP COVERING COSTS
Is Pet Insurance Worth It in California?
Here’s how it was for one Healthy Paws customer: Escondido, CA: With 6 injury-prone dogs, pet parent Sherry is no stranger to a staggering vet bill. It came as no surprise then when Panzer hurt his shoulder and required a $2,000 surgery to repair the injured joint. Luckily, Sherry’s Healthy Paws policy covered the treatment, so she could focus on Panzer’s recovery without worrying about the bill.
-Sherry, Healthy Paws customer
Treatment: Shoulder surgery
Total Vet Cost: $2,151
Healthy Paws reimbursed: $1,936
How Much Does Pet Insurance Cost in California?
Pet insurance prices in California vary quite a bit depending on several factors, including:
- Species: dog or cat
- Breed
- Your pet’s age
- Where you live
- Plan coverage selections: which deductible and reimbursement level you choose
The best and quickest way to determine the monthly cost of a Healthy Paws plan for your pet is by getting a fast quote.
FAST, EASY, WORRY-FREE CLAIMS
Speedy Claim Payouts for California Customers
With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!
How it Works - As Easy As 1, 2, 3*
- Visit any US licensed veterinarian or emergency clinic.
- Take a photo of your veterinarian bill & submit it via our app/website.
- Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
PLAN COVERAGE
No Maximum Limit on Claim Payouts
Healthy Paws plan coverage is provided with no maximum limits on claim payouts, which means:
- No per-incident caps
- No annual caps
- No limits on claim payouts for the lifetime of your policy
If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.
- 1 straightforward pet insurance policy
- No costly add-ons
- Use any licensed veterinarian
What Pet Insurance Covers in California
With Healthy Paws, pet insurance in California covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.
Here are some examples of what we cover for California dogs and cats:
- Illnesses
- Accidents
- Hereditary conditions
- Congenital conditions
- Chronic conditions
- Cancer
- Diagnostic treatment
- X-Rays, blood tests, ultrasounds
- Surgery
- Hospitalization
- Prescription medications
- Emergency care
- Specialty care
- Alternative treatment
Coverage Exclusions for Dog and Cat Insurance in California
Pet parents should know, however, the Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in California, or any other state while traveling, including specialists and emergency animal hospitals that can best tend to your pet’s unique needs.
Our Commitment to Our Customers
The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.
Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at PetInsuranceQuotes.com for seven years in a row.
WHAT OUR CUSTOMERS ARE SAYING
Happy Customers and Pets in California
"It truly feels like they care about the well-being of your pet. Claims are processed quickly, and staff is always super responsive to questions. Thank you, Healthy Paws, for making this ordeal easier to deal with"
- Melaine, Santa Ana, CA
"I absolutely love Healthy Paws. My dog had a very unexpected and expensive surgery a few months ago. Although I was very stressed and an emotional wreck, I was put at ease when I was able to tell the vet 'YES!' without hesitation to the proposed surgery because I knew I had Healthy Paws."
- Kelly, San Francisco, CA
Get a Quote for Pet Insurance in California
Whether you live in the San Francisco Bay Area, the Sacramento Valley, the Central Coast, the Desert Region, or any other part of the state, we are here for you and your pets in California.
Get a fast quote on our website today to take the first step of insuring your dog or cat in California.
The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
Insureds providing testimonials in this report have not received compensation for their statements.
