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Pet Insurance Plan
in Colorado

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Colorado

Colorado is a dream destination for animal lovers and their furry companions because of all the dog-friendly breweries, great hiking trails, and stunning mountain views from backyards and windows of your home. It’s an ideal place to live an active lifestyle as a dog or cat, but having such exciting and outdoorsy days comes with certain risks and challenges.

Here’s how pet insurance works and why you should consider a policy for your dog or cat in the Centennial State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it did for one Healthy Paws customer: Nederland, CO: “Our 6-year-old dog just undergone the TPLO surgery. It is a really challenging, expensive, and complicated procedure. Having Healthy Paws is like having a caring friend around offering a helping hand in a challenging situation. Submitting claims is easy, and processing is quick. Customer service outstanding. If you think about getting an insurance, look no further!“
-Anna, Healthy Paws customer

Treatment: TPLO surgery

Total Vet Cost: $3,000

Healthy Paws reimbursed: $2,610


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

At Healthy Paws, we are pleased to offer a pet insurance plan throughout the state of Colorado to help you pay for veterinary care for new accidents and illnesses.

Here are some examples of what we cover for Colorado dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

To learn more about what the plan covers, see our complete list of exclusions. Here you’ll find information about our Colorado plans, which do not cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. When you sign up for a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Colorado or across the United States and get top-rated pet insurance with no limits on claim payouts.

Why Get Pet Insurance in Colorado?

Colorado pets who spend time outdoors can encounter dangerous wild animals and poisonous plants that are toxic when ingested. This is especially common among dogs when they go hiking with their pet parents in Colorado’s parks.

Dogs and cats may drink untreated water that is contaminated and can also get bitten by parasites, such as mosquitoes, ticks, and fleas. Another disease that affects Colorado pets is leptospirosis, which is especially common in muddy areas in the spring and fall. Yet even pets that spend all of their time indoors can become injured from falls and come down with sicknesses due to their genetics or the process of aging. The five most common claims reported to Healthy Paws from Colorado pet parents are for skin conditions, pain, gastritis, cruciate ligament injuries and heart conditions.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Colorado

"Most recently, our cat Felicia broke her femur and had to have surgery. Healthy Paws worked directly with the vet hospital to cover a portion of the cost, which was a HUGE stress relief for us during this stressful time. They sent follow up e-mails to check on her and every time I was on the phone with someone (which was a lot), they were incredibly kind and helpful. I would recommend this company to anyone!"

- Lauren K. from Denver, CO

"This is a great company. They have paid out over $9,000 for two major surgeries. Our lab likes swallowing things whole! Like advertised they paid everything that was in agreement. If you're a pet owner, you must get insurance. Our baby would not be here after the first surgery without it. It's well worth the cost."

- Steve C. from Denver, CO

Get a Quote for Pet Insurance in Colorado

Our pet insurance plans in Colorado are available to pets in Denver, Colorado Springs, Fort Collins, and communities all throughout the state. From the Great Plains to the Southern Rockies, Middle Rockies, Colorado Plateau, and Wyoming Basin, Colorado pets are in great hands with Healthy Paws.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Colorado.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.