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Pet Insurance Plan
in Iowa

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Top-Rated Insurance for Dogs and Cats in Iowa

Here in the heart of the Midwest, many people welcome dogs and cats into their homes for fun, love, and companionship. Yet it can be very stressful when your pet gets sick or hurt in Iowa and you don’t know how to afford expensive vet bills. Fortunately, Healthy Paws offers a pet insurance plan in Iowa to help pups and kitties through difficult times.

Here’s how pet insurance works and why you should sign your pet up for a policy in the Hawkeye State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: “The claim process is SO easy, you take a picture of your vet bill, then from the Healthy Paws app on my phone I hit ‘new claim’, ‘attach picture,’ and ‘submit claim.’ A week or two later, a check arrives in my mailbox, no questions asked. I'm not one to post reviews, but if you are looking for pet insurance, I heartily recommend Healthy Paws!”
-Healthy Paws customer, Gerianne, Council Bluffs, IA

Treatment: Cruciate ligament injury

Total Vet Cost: $5,500

Healthy Paws reimbursed: $4,400


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

When you get a Healthy Paws insurance plan for your pup or kitty, your Iowa policy covers new accidents and illnesses, except for pre-existing conditions and preventative care. Your pet will have continuous coverage for the life of the policy without any type of per incident, annual, or lifetime limits to worry about.

Here are some examples of what the plan covers for dogs and cats in Iowa:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

How can you use pet insurance in Iowa? Well, with a Healthy Paws plan, you can take your pet to any licensed veterinarian in Iowa or throughout the U.S., and that includes specialists and emergency animal hospitals too. Then submit a photo of your vet bill to us online or via mobile app for reimbursement – it’s that easy!

Why Get Pet Insurance in Iowa?

Dogs and cats in Iowa are typically healthy and only need routine checkups and basic care to stay well. However, domestic animals here can catch contagious diseases from wildlife, suffer from heatstroke in the summer, fall on ice in the winter, and require surgery for many different conditions. The five most common claims to Healthy Paws from Iowa pet parents are for pain, gastritis, skin conditions, seizures and heart conditions. Many Iowa pets require prescription medications to manage chronic conditions and also need diagnostic tests, such as x-rays, to figure out what’s going on in their bodies.

These are just some of the many reasons why Iowa pet insurance is worth considering in Des Moines, Iowa City, Cedar Rapids, and the many smaller communities throughout the state.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Iowa

"Pancreatitis meant an ultrasound, CT scan, and 3 nights in the ICU - which came to a total of around $2,400. We turned in our claim once we got easy to do it online. After our deductibles and 80% coverage, we received a little over $1,700. I had one question and called customer service, and I got a real rep who was very helpful!"

- Peggy G., Muscatine, IA

"One [of our dogs] recently had a costly emergency surgery for an obstruction. Healthy Paws was prompt, kind and sympathetic to our needs. Coverage was completed quickly and efficiently. Having our dogs insured by this company gives us the security we need to face other health issues if they should occur."

- Janet H., Cedar Rapids, IA

Get a Quote for Pet Insurance in Iowa

To get reimbursed for up to 90 percent of your vet bills when your pet needs treatment for a new accident or illness, request your quote from Healthy Paws today. The plan provides coverage in all 99 counties of Iowa and throughout the United States, and helps cover veterinary care in the big cities, small towns, and rural areas too. With Healthy Paws, you can get the peace of mind you need and enjoy many more years with your furry companion in Iowa!

Get a fast quote on our website today to take the first step of insuring your dog or cat in Iowa.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.