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Pet Insurance Plan
in Michigan

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Michigan

Michigan is a very pet-friendly place, with many households in the state having at least one pet as a member of the family. Perhaps you and your Midwestern pet are homebodies and spend your days cuddling on the couch. Or maybe you love going out to explore the lakeside beaches, parks, trails, and campgrounds together. Either way, pet insurance is a great idea for pets of all sizes, ages, and types.

Here’s how pet insurance works and why you should consider getting an insurance policy for your dog or cat in Michigan.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: DeWitt, MI: “The vet bills really added up quickly, but knowing we had insurance for her really put us at ease about the bills and allowed us to focus on her recovery. I submitted the bills easily online, and they approved the claims very quickly and without any questions. They paid over $2,000 of Layla's vet bills (90% of covered charges).”
-Jessica, Healthy Paws customer

Treatment: Floating kneecap (patella luxation)

Total Vet Cost: $2,328

Healthy Paws reimbursed: $2,095


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

With Healthy Paws, the pet insurance plan in Michigan covers new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.

Here are some examples of what we cover for Michigan dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

However, the pet insurance plans don't cover pre-existing conditions, which means a condition that first occurred or initially showed clinical signs or symptoms before your pet's coverage started. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Michigan or throughout the United States, including specialists and emergency animal hospitals in your local area.

Why Get Pet Insurance in Michigan?

Cold weather can put dogs and cats at risk during long Michigan winters. Even when pets are secured in a house, they can get into things they shouldn’t have access to, fall off of high surfaces, or suffer from environmental allergies.

Ticks and fleas are common in Michigan and can put your pet’s health at risk too. Meanwhile, Michigan pets often need medications as they get older to address chronic conditions and genetic issues that are typical of their breeds. The five most common claims to Healthy Paws from Michigan pet parents are for skin conditions, gastritis, pain, eye conditions and ear infections. Fortunately, the Healthy Paws plan can help you pay for vet costs so you can do what’s best for your little buddy.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Michigan

"I am so very grateful that I can concentrate on her wellbeing and getting her back to good health without having to worry about expense. They called to see how she was doing. They really care about the wellbeing of our animals, and I will be a lifelong customer."

- Stacey B., Fenton, M

"If you have a pet, you know will need procedures, is prone to getting into trouble, or you just want peace of mind that you won't have to decide if you can afford to get medical care to your pet, this is for you! The phone app is easy to use, and reimbursement is quick and easy."

- Liz, Healthy Paws customer

Get a Quote for Pet Insurance in Michigan

The Healthy Paws Michigan pet insurance plan coverage is available in the Western, Eastern, and Central Upper Peninsulas, Northwest Michigan, Northeast Michigan, West Central Michigan, East Central Michigan, and Southwest Michigan. From big cities like Detroit and Grand Rapids to the tiny towns and rural areas, we are here for you with our helpful customer service team and speedy claim payouts.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Michigan.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.