Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
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Why is pet insurance important in Michigan?
Michigan is a very pet-friendly state, with many households having at least one furry family member. From cozy days at home to adventures on the lakeshore, pet insurance helps Michigan pet parents manage vet costs and keep their companions healthy for every season.
Beyond the usual accidents and illnesses, pets may face risks like: mosquito/tick-borne diseases, injuries from falls on ice or snow or heat exposure in summer.
There are also environmental factors that can affect Michigan pets: harsh winters (cold weather falls, frostbite, etc.), hot summers and blue-green algae blooms on freshwater.
Why do Michiganders love Healthy Paws?
Pet parents across Michigan—from Detroit and Grand Rapids to the Upper Peninsula and rural towns—trust Healthy Paws to help care for their best friends. They appreciate coverage that keeps up with Michigan’s active lifestyles and changing seasons. Healthy Paws is top-rated in Michigan thanks to no maximum annual or lifetime payouts, fast claims processing (usually within two days), and the ability to use any licensed veterinarian. Pet parents also love the straightforward plan with no costly add-ons, the caring team of vet techs and pet lovers, and flexible premium and deductible options to fit every family—wherever you call home in the Great Lakes State.
Healthy Paws pet insurance covers all of these
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Frequently asked Michigan pet insurance questions
In Michigan, pet insurance prices vary depending on several factors, including species, breed, age, location and plan deductible.
Yes indeed! With a Healthy Paws insurance plan, you can visit any licensed veterinarian in Michigan — or anywhere else your travels take you in the U.S. or while traveling in Canada. That includes specialists and emergency hospitals, so your pet always gets the care they need, wherever life leads you both.
When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.
While the state does not legally require pet parents to have insurance, it’s still a wise investment in both the future of your pet’s health and your financial well-being.
The Healthy Paws plan is designed to help with the big, unexpected costs of accidents and illnesses. This does not include routine or preventive care like annual check-ups, vaccinations, spay/neuter, teeth cleaning, or exam fees.