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Pet Insurance Plan
in Minnesota

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Minnesota

Dogs and cats in Minnesota are hardy, cuddly, and beloved family members that we couldn’t imagine living without. There are lots of pet-friendly establishments throughout the state and also wonderful outdoor recreation opportunities for active pets who love playing outside. Yet these little furballs need our protection more than ever before due to the rising costs of pet healthcare in Minnesota.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the North Star State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Minneapolis, MN: “The cat had a freak accident to her Achilles that ran our bill into the mid $3,000 range, and ultimately has cost over $4,000 over time. Healthy Paws covered it all without question. They are courteous, professional, and awesome with following-up on your pet's condition.”
-Harpreet, Healthy Paws customer

Treatment: Limb accident and surgery

Total Vet Cost: $3,231

Healthy Paws reimbursed: $2,807


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws offers a top-rated pet insurance plan in Minnesota for dogs and cats to cover new accidents and illnesses. Feel free to take your pet to any licensed veterinarian in Minnesota or across the country that you trust and then submit your claim to us.

Here are some examples of what we cover for Minnesota dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

The pet insurance plan covers up to 90 percent on vet bills with no limits on payouts. See our complete list of exclusions to learn more about what’s covered and what’s not when you sign up with Healthy Paws. We may even pre-authorize very expensive treatments with your veterinarian hospital, on a case-by-case basis, to help reduce your upfront burden.

Why Get Pet Insurance in Minnesota?

It’s no secret that winters get downright brutal in Minnesota, which poses risks of frostbite, hypothermia, paw damage, and skin issues. Meanwhile, summer heat waves put pets at risk for heat stroke, and many lawncare chemicals are toxic to pets if accidently ingested. Minnesota pets are also prone to heartworm, attack by predators, rabies, injuries, and genetic conditions. The five most common claims to Healthy Paws from Minnesota pet parents are for pain, skin conditions, gastritis, urinary tract infections and growths or lumps.

There’s a lot to worry about as a pet parent here, but getting a pet health insurance plan from Healthy Paws can help ease your mind and help cover the costs of necessary medical care.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Minnesota

"[Our dog] became very ill and needed emergency surgery, I was able to get her surgery done knowing that I had great insurance to cover the cost. The process of filing a claim is so easy and reimbursement is fast. Their service is great, easy to reach by phone, and you can actually talk to a human being."

- Teri N., Rochester, MN

"I am an insurance agent with 17 years of experience. Once the surgery was completed, I submitted my paid invoice. My claim was approved, and a reimbursement check was mailed out within two weeks. If only my health insurance was this simple and efficient."

- Chet F., Saint Paul, MN

Get a Quote for Pet Insurance in Minnesota

Whether you live in the Twin Cities, Red River Valley, Minnesota River Valley, Iron Range, or any other part of the state, we are here for you and your pets in Minnesota. Tell us just a few details about your pet and we’ll provide you with an instant quote so you can plan ahead for your dog or cat’s future in Minnesota.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Minnesota.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.