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Pet Insurance Plan
in North Carolina

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

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Top-Rated Insurance for Dogs and Cats in North Carolina

From historic sites to vineyards, gardens, parks, and adventures on the water, there are many different things you can do with pets in North Carolina. This is a state where people truly love their pets and want to do what’s best for them. One of the greatest things you can do for your dogs or cats is to be proactive about their health and consider a pet insurance plan through Healthy Paws.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the Tar Heel State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Sanford, NC: “It's hard trying to find coverage for a large dog (Great Dane), and Healthy Paws provided just that and kept it affordable. When my dog tore his crucial ligament, Healthy Paws went out of their way to make the entire process simple. What could have been a few thousand dollars' worth of headaches turned into a relatively painless ordeal.”
-Sarav, Healthy Paws customer

Treatment: Cruciate ligament surgery

Total Vet Cost: $2,418

Healthy Paws reimbursed: $2,076


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

With Healthy Paws, pet insurance plans in North Carolina cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.

Here are some examples of what we cover for North Carolina dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

As with most pet insurance policies, the Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care. This includes annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. For illnesses, injuries, and emergency treatment, simply take your pet to any licensed veterinarian in North Carolina or throughout the U.S. and then submit a photo of your vet bills to see your claim status in real time.

Why Get Pet Insurance in North Carolina?

Even the most compassionate and thoughtful pet parents experience their furry friends getting sick and injured in North Carolina. Ticks are common here and put North Carolina pets at risk of Lyme disease, while toxic algae can affect pets when they drink contaminated water in the outdoors. The five most common claims reported to Healthy Paws from North Caroline pet parents are for skin conditions, pain, gastritis, heart conditions and ear infections.

Accidents can happen anywhere and when you least expect it, such as in North Carolina dog parks, beaches, doggie day care, and at boarding facilities when you go on a trip. Whether you live in a big city like Charlotte and Raleigh, in a rural part of the state, or along the coast, we can help cover your pets at Healthy Paws.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in North Carolina

"Honestly, this insurance company is the most knowledgeable and reliable company I've ever dealt with. My dog Athena has had several procedures done and they have helped us out immensely. They have several coverage options, and they have reasonable premiums and deductibles."

- Seyedeh J., Raleigh, NC

"Their services have allowed me to get my dog the very best medical care possible and have come to our rescue when she had to have major knee surgery this year. They review and pay claims incredibly fast - usually within a week or two,0 and the app is so easy to use! The staff is super friendly and responds quickly to inquiries. They have written several times to check on my fur baby after surgery"

- Elizabeth H., Raleigh, NC

Get a Quote for Pet Insurance in North Carolina

From the Coastal Plain in the east, Piedmont in the center, and the mountains in the west, families in North Carolina like yours can trust Healthy Paws for all their pet insurance needs. Request your quote online today or give us a call at 855-898-8991 to learn more.

Get a fast quote on our website today to take the first step of insuring your dog or cat in North Carolina.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.