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Pet Insurance Plan
in New Jersey

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in New Jersey

In New Jersey, it’s fun to hang out with your pets at the beach, in local parks, in friends’ backyards, and in cozy corners of your home. New Jersey pets live in the big cities like Newark and Atlantic City, as well as charming small towns and coastal areas. But wherever you call home, your pets can get the care they need and you can get greater peace of mind with the Healthy Paws pet insurance plan.

Here’s how pet insurance works and why you should consider a policy for your furry companion in the Garden State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: In Asbury Park, New Jersey, when two-year-old kitty McGee had a sudden seizure, pet parent Ellen rushed him to the vet. The doctor suspected epilepsy but ordered an MRI to rule out a brain tumor. McGee was eventually diagnosed with epilepsy, which is manageable with meds. Luckily, Ellen’s Healthy Paws policy covered the diagnostics and medication, so she was able to focus on McGee’s recovery without worrying about the bill.
-Ellen, Healthy Paws customer

Treatment: MRI/epilepsy diagnosis

Total Vet Cost: $3,420

Healthy Paws reimbursed: $3,078


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

With a Healthy Paws plan, pet insurance in New Jersey covers new accidents and illnesses, with the exception of pre-existing conditions.

Here are some examples of what is covered for New Jersey dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

Aside from pre-existing conditions, the Healthy Paws plan does not cover pets’ examination fee or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in New Jersey and across the U.S., and that includes specialists and emergency animal hospitals in your part of the state.

Why Get Pet Insurance in New Jersey?

There are numerous risks factors for pets living in New Jersey, including animal bites from wild and stray animals and diseases caused by pests. It is possible for dogs and cats who spend time outdoors to get rabies and also get Lyme disease from tick bites. Canine influenza is a common illness that affects New Jersey dogs who are boarded in facilities with other pets when their humans go on vacation. The five most common claims to Healthy Paws from New Jersey pet parents are for skin conditions, gastritis, pain, ear infections and eye conditions.

As an animal lover in New Jersey, you can be prepared by signing your pet up for Healthy Paws pet insurance. The plan reimburses up to 80 percent on vet bills with no per-incident, annual, or lifetime limits on payouts.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in New Jersey

"We got Healthy Paws for our rescue pup, and it has been a smooth process and saved us a ton. The customer service staff is also REALLY NICE. I feel like they have your pet's best interest in mind."

- Allison, Jersey City, NJ

"Taking your pup to the vet, especially in emergency situations, can be a stressful and often emotional experience and the last thing you want to do is worry about costs as you want to do what's best for your pet. Having Healthy Paws helps put my mind at ease and gives me one less thing to worry about."

- Jenna, Jersey City, NJ

Get a Quote for Pet Insurance in New Jersey

Whether you live in the Atlantic Coastal Plain, the New England Upland, the Piedmont area, Appalachian Ridge, or the Valley Region of New Jersey, we are here for you and your pets.

Get a fast quote on our website today to take the first step of insuring your dog or cat in New Jersey.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.