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Pet Insurance Plan
in New York

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in New York

Pets in New York truly get the best of both worlds. They can enjoy a posh and cosmopolitan life in the big city or head upstate with their pet parents to enjoy relaxing weekends out in nature among the Adirondacks, Catskills, or Niagara Falls.

Yet even the toughest New York pets aren’t immune to illnesses and accidents that put their health at risk. This is why Healthy Paws is proud to offer a pet insurance plan so you can just worry about your pet and not the cost of your pet’s treatment.

Here’s how pet insurance works in and why you should get a policy for your furry friend in the Empire State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Brooklyn, NY: When Sierra became suddenly and extremely ill, pet parent Lisa rushed her to the veterinary hospital only to discover Sierra was diabetic and in need of emergency treatment. Luckily, Sierra’s 3-day hospital stay was covered by Healthy Paws, and Lisa was able to focus on Sierra’s recovery without worrying about the bill.
-Lisa, Healthy Paws customer

Treatment: Diabetic ketoacidosis + three-day hospital stay

Total Vet Cost: $4,500

Healthy Paws reimbursed: $3,950


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans in New York cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy.

Here are some examples of what we cover for New York dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

Like all pet insurance providers, Healthy Paws plans don't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures, and teeth cleaning. For more information, see our complete list of exclusions. With our top customer-rated pet insurance plan, you can take your dog or cat to any licensed veterinarian in New York or throughout the U.S. and protect your little buddy while saving up to 90 percent on vet bills.

Why Get Pet Insurance in New York?

Depending on where you live in New York, certain conditions can put your dog or cat at risk of becoming ill or injured. Kennel cough is common among New York dogs that visit dog parks and stay overnight in boarding facilities. New York City sidewalks can get scorching hot in the summertime and cause paw burns, in addition to heat stroke from hot temperatures. It is also possible for pets in New York to get rabies from wild animals and be bitten by stray dogs on the loose. The five most common claims to Healthy Paws from New York pet parents are for skin conditions, pain, gastritis, heart and eye conditions.

But with a Healthy Paws pet insurance plan, you can take great care of your pet no matter what happens.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in New York

"I am so grateful for Healthy Paws—they eliminate the stress of making decisions about your pet's treatment based on finances. Instead, you can really pick what you think is best for your pet and be confident that Healthy Paws has your back."

- Helene, Manhattan, NY

"To say that I'm blown away by this insurance is a complete understatement. Their customer service is incredibly responsive, they are the most affordable in the business, and they process claims super quickly."

- Jen, Brooklyn, NY

Get a Quote for Pet Insurance in New York

It’s no secret that living in New York can be very expensive, which is just one of the many reasons why pet insurance is a great idea. Whether you and your pet live in New York City, Buffalo, Albany, or another part of the state, we can help people take care of their pets all along the East Coast and beyond.

Get a fast quote on our website today to take the first step of insuring your dog or cat in New York.

Get an instant quote now and take the first step to protect your furry best friend.

» See My Rates

The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.