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Pet Insurance Plan
in Rhode Island

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Rhode Island

Whether you and your pet like to go on neighborhood walks, go to the beach, explore historic sites, or just cuddle in bed, dogs and cats are very loved in Rhode Island. An increasing number of pet parents have been looking into pet insurance here so that they can be financially prepared for unexpected illnesses and life’s mishaps in the sand, water, grass, and around the house.

From Newport to Providence, Bristol, and beyond, here’s how pet insurance works and why you should consider a policy for your furry friend in the Ocean State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Providence, RI: I can't say for sure that Mogli would still be with us if it weren't for his Healthy Paws policy, and the confidence I had in them as an insurance provider. They allowed us to get Mogli the best care during those 6 days in the hospital and, sure enough, I submitted my claim this past Monday and they processed it the same day and sent a get-well email for Mogli.”
-John, Healthy Paws customer

Treatment: Abdominal surgery

Total Vet Cost: $7,673

Healthy Paws reimbursed: $6,806


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans in Rhode Island cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. For more information, see our complete list of exclusions.

Here are some examples of what the plan covers for Rhode Island dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in Rhode Island or across the U.S., and this includes including specialists, alternative care providers, and emergency animal hospitals. We are thrilled to have helped so many Rhode Island pets get the treatment they need and with a quick and easy claims process that their humans love.

Why Get Pet Insurance in Rhode Island?

Pets in Rhode Island can get sick from animal waste that causes salmonella and E. coli, have dangerous encounters with other animals, and eat toxic things in the yard and from the pantry. Four-legged family members may also require cruciate ligament surgeries, cancer treatments, and chiropractic care after having an accident in Rhode Island. The five most common claims to Healthy Paws from Maine pet parents are for gastritis, pain, skin conditions, ear infections and kidney disease.

The cost of living is high in Rhode Island, which means that veterinary care can be pretty pricey as well. A Healthy Paws pet insurance plan can provide peace of mind that you can keep up with your pet’s medical bills.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Rhode Island

"It is stressful to take care of an injured pet so I'm grateful Healthy Paws claims process is stress free. I was so impressed that I received an email from Healthy Paws inquiring after Ella and her recovery. Wow! I wish my own health insurance responded as quickly!"

- Debbie, Cumberland, RI

"Any claims we submit are processed quickly and reimbursement is sent out immediately. We have never had any issues with Healthy Paws and are so thankful we chose this company to help keep our dog healthy without the stress of wondering how we will pay to give him the medical attention he may need."

- Kristen, Riverside, RI

Get a Quote for Pet Insurance in Rhode Island

Healthy Paws pet insurance plan coverage extends from the bustling College Hill area to the beaches, quaint Rhode Island towns, and everywhere else across the state. The plan can cover pets all throughout the greater New England region, and we are always here for you and your puppies, kittens, and adult and senior pets. Simply tell us a few details about your pet and we’ll send you a quote for Rhode Island pet insurance today.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Rhode Island.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.