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Pet Insurance Plan
in Tennessee

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Tennessee

From Nashville to Knoxville, Memphis, and all the small towns and rural areas of Tennessee, pet parents can trust Healthy Paws when the unexpected happens. Healthy Paws offers a pet health insurance plan throughout the Volunteer State to give you greater peace of mind when you are doing what’s best for your dog or cat in case of an injury or illness.

Here’s how pet insurance works and why you should consider signing your pup or kitty up for a policy sooner than later.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: “I purchased Healthy Paws insurance for our golden retriever when we first brought him home and I can't describe to you the peace of mind it gives. He needed a very expensive surgery to remove a foreign body and we were able to take care of our baby and he is doing well today. Claims are handled fast and submitting the claim online couldn't be easier.”
-Healthy Paws customer Barbara, Powell, TN

Treatment: Foreign body obstruction surgery

Total Vet Cost: $8,212

Healthy Paws reimbursed: $7,291


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans in Tennessee cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. For more information, see our complete list of exclusions.

Here are some examples of what we cover for Tennessee dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

Using your pet insurance plan is simple and straightforward. When your pet isn’t feeling well, go to any licensed vet, animal hospital, emergency clinic, or specialist you trust. Then snap a photo of the vet bill and send it to us for reimbursement. We process most Tennessee claims within two business days!

Why Get Pet Insurance in Tennessee?

Whether you’re out on a hiking trail in the forest, playing games in the backyard, or snuggling up in the house, accidents and illnesses can really catch you off-guard. For example, Tennessee pets can come into contact with wildlife carrying diseases, suffer from extreme heat and cold, and get broken bones after falling off high surfaces.

The five most common claims to Healthy Paws from Tennessee pet parents are for skin conditions, pain, gastritis, cruciate ligament injuries and ear infections.

Pet insurance plans through Healthy Paws are a great idea in Tennessee because there are no maximum annual or lifetime payouts, and you can get reimbursed up to 90% on vet bills for new injuries or illnesses.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Tennessee

"Reggie is three years old and recently had to have emergency back surgery. They contacted me the next day after I submitted my claim to check on him and to let me know they were processing my claim promptly and it was completed within a few days. They were concerned about his well-being and never once questioned any procedures that were done on his behalf. Truly an amazing company!"

- Shawn M., Smyrna, TN

"Versace has had multiple leg surgeries and there is no way without this insurance that she would be living today. Healthy Paws has been there for her and our family as she continues to recuperate. As our beautiful Versace shows us unconditional love, Healthy Paws shows unconditional love and care for all pets covered under their care."

- Glenda W.

Get a Quote for Pet Insurance in Tennessee

Whether you live in East, West, or Middle Tennessee, Healthy Paws wants to be there for you wherever you are and whenever you need us.

Head over to our quote page to fill out a few basic details about your pet and get an instant quote for the cost of pet insurance. We don’t discriminate based on breed, and we look forward to helping you protect your furry best friend.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Tennessee.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.