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Rated Best Dog Insurance Plan

Rated Best Dog
Insurance Plan

#1 Customer-Rated 2010-2020*

  1. No maximum annual or lifetime payouts
  2. Most claims processed within two days

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Dog Insurance Plan from Healthy Paws

The Healthy Paws pet insurance plan covers your pooch from head to paw. The dog health insurance plan pays on your actual veterinary bill and covers new injuries and illnesses, emergencies, genetic conditions and much more.

If your dog or puppy needs treatment for a new accident or illness (except pre-existing conditions), you're covered. It's that simple!

Tennis Ball

Healthy Paws Pet Insurance plan coverage has no caps on payouts.

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.

Reimbursement up to 90% on vet bills, with no caps on per-incident, annual, or lifetime payouts.
View Conditions Glossary for more on individual conditions

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What is a pre-existing condition?
A pre-existing condition means that the condition first occurred or showed clinical signs or symptoms (there doesn't need to be a diagnosis) before your dog's coverage started, including waiting periods. The Healthy Paws plan excludes pre-existing conditions from coverage.

What is not covered?
The Healthy Paws plan is all about protecting your dog from the unexpected and you from the financial problems their treatment may cause. The dog insurance plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures and teeth cleaning. For more information, see the complete list of exclusions.

Is Pet Insurance Worth It?

Max loves his teddy bear. But if his love for his teddy bear literally becomes all-consuming, it could cost $3,250. With a Healthy Paws plan, Max can receive the best medical care by visiting any licensed veterinarian, including emergency hospitals.

  • Total Vet Cost
  • Healthy Paws Pays*
Ingesting A Foreign Object $3,250 $2,757

Did you know the Healthy Paws plan covers emergency care at no extra cost? Get a free quote.

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Soft-Coated Wheaten Terrier with Healthy Paws Dog Insurance
"Helpful and kind. The people at Healthy Paws have been wonderful through my dog’s illness. I wish my own medical insurance was as accommodating as my Labrador’s!”

- Peter A. on

Pet Insurance - For Puppies to Senior Dogs

Whether your dog gets into mischief that lands him in the emergency room or develops a disease later in life that takes you both by surprise, your dog's medical care can cost you at any point in their life.

Puppies to five-year-old dogs
You can start protecting your precious puppy at just 8-weeks old and make sure you can protect them from anything like a pesky bee sting to parvo, a potentially life-threatening disease. Plus, if you enroll your dog before the age of 6, hip dysplasia coverage is included at no extra cost.

Video of Atlas the Doberman

Atlas the "Dober-Goat"

Watch how this cute Doberman can't stop eating things he shouldn't. Fortunately, his pet parents protected Atlas with a Healthy Paws Pet Insurance plan.

Dogs six and older
As dogs age, hereditary and congenital conditions may affect your dog and these treatments can be expensive (although dogs of all ages are susceptible to these conditions). The good news is you can enroll your faithful friend with a pet insurance plan from Healthy Paws up until their 14th birthday. As your dog reaches the golden years, rest assured that they're covered for the lifetime of their policy.

Insure your dog
Join today and our Healthy Paws Pet Insurance team will be there to protect you and your dog from life's (mis)adventures.

How Dog Insurance Works

With a Healthy Paws pet insurance plan, you can visit any licensed veterinarian including the specialists and emergency animal hospitals that can truly make a difference in your pet's care. The plan even covers alternative care. After enrolling your dog, you will have a short 15-day waiting period for accidents and illnesses and a 12-month waiting period for hip dysplasia1.

Claims. Fast, Easy, Worry Free!
With no more claim forms, we've created a quick and easy claim process for our customers. Just take a photo of your vet bill and submit it through the mobile app or your online Healthy Paws Customer Center. It's that easy!

We'll process your claims quickly (in fact, 99% of claims are processed in two business days) and you’ll receive a reimbursement check via mail or you can sign up for direct deposit. Of course, if it's your first claim, we'll need your pet's medical records to complete your claim. We may also pre-authorize very expensive treatments (on a case-by-case basis) with your veterinary hospital in which you can assign your insurance payment to be made directly to the veterinary hospital to help reduce your upfront burden.

No More Claim Forms!

  • Simply take a picture of your vet bill
  • Submit via computer or mobile app
  • See claims status in real time
  • Most claims are processed within 2 days
Speedy claim payouts for dogs

Our Commitment to Our Customers

The Healthy Paws pet insurance plan is easy to understand, it reimburses quickly, and you can count on us to help, especially when it comes to reducing the stress of caring for a sick pet.

Our commitment is to provide you and your dog with the best customer service and a great pet insurance plan. We are grateful to our pet-passionate customers for sharing their love of our care and service by giving Healthy Paws Pet Insurance a 98% satisfaction rating at Consumers Advocate!

Smiling Pitbull with Healthy Paws Puppy Insurance
"Healthy Paws is the best insurance you could have for your pet. They are extremely quick with reviewing your claims, the customer service line is extremely helpful, and they are extremely easy to use."

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*This is an approximate reimbursement based on covered treatments using a 90% reimbursement level and a $100 annual deductible.

1The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. It is excluded from coverage if you enroll your pet when they are 6 and older. There is a twelve-month waiting period before coverage takes effect in all states except MD and NH. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during the twelve-month waiting period, hip dysplasia will be considered pre-existing and will not be covered.

#1 Customer-rated at,, and