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Compare Healthy Paws vs Nationwide (formerly VPI)

Nationwide is the brand name for Veterinary Pet Insurance (VPI). While Nationwide has always owned VPI, they did away with the separate brand name in 2015.

When comparing Healthy Paws to Nationwide, pet parents should seriously consider the company’s numerous coverage restrictions and complicated benefit schedule.


  • Healthy Paws
  • Nationwide
No Per Incident Claim Limits
No Restrictions on Hereditary
and Congenital Conditions1
Customer Rating
at PetInsuranceReview.comPetInsurance Review.com
9.8 8.6


   Included            Not included or some exclusions


Hereditary and Congenital Coverage Restrictions
Nationwide Pet Insurance only covers congenital conditions under their more expensive Whole Pet with Wellness plan. In addition, coverage for cruciate ligament injuries is subject to a 12-month waiting period.


Limits to Benefits and Claim Payouts
Nationwide’s Major Medical Plan relies on a complicated benefit schedule and applies per-incident caps, which can leave pet parents responsible for a large vet bill if a serious accident or illness occurs. In some cases, the Nationwide Benefit Schedule may reduce the payout on a veterinary bill by more than 50%. Healthy Paws pays out based on your actual veterinary bill and provides you and your pet with unlimited benefits for life!


Customer Rating
When you have a complicated pet insurance plan like Nationwide, it makes it that much more difficult to deliver exceptional customer service. Customers simply may not understand what’s covered and what’s not.

That’s why we created an easy-to-understand plan that covers everything that matters. Our customers think so, too, by giving Healthy Paws the highest rating at Pet Insurance Review, Consumers Advocate, and many more review sites.







Get an instant quote now and take the first step to protect your furry best friend.



1Healthy Paws includes lifetime coverage for hip dysplasia when you enroll your pet before the age of six. It is excluded from coverage if you enroll your pet when they are 6 and older. There is a twelve-month waiting period before coverage takes effect in all states except MD and NH. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during the twelve-month waiting period, hip dysplasia will be considered pre-existing and will not be covered.


This information is provided as a helpful pet insurance comparison guide between Healthy Paws and Nationwide. Plans change on occasion and we recommend that all pet parents complete their own research.






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