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Rated Best Cat
Insurance Plan

Rated Best Cat
Insurance Plan

#1 Customer-Rated 2010-2020*

  1. No maximum annual or lifetime payouts
  2. Most claims processed within two days

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Get rates for your cat:

Pet Name

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Cat Insurance From Healthy Paws

The Healthy Paws Pet Insurance plan covers your cat from nose to tail. It pays on your actual veterinary bill and covers new accidents and illnesses, emergencies, genetic conditions and much more.

If your cat or kitten needs treatment for a new accident or illness (except pre-existing conditions), you're covered. It's that simple!

Tennis Ball

Healthy Paws Pet Insurance plan coverage has no caps on payouts.

If your pet needs treatment for a new accident or illness (except pre-existing conditions or as otherwise excluded under the policy), your pet's veterinary bills will be eligible for coverage.

Reimbursement up to 90% on vet bills, with no caps on per-incident, annual, or lifetime payouts.
View Conditions Glossary for more on individual conditions

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What is a pre-existing condition?
A pre-existing condition means that the condition first occurred or showed clinical signs or symptoms (there doesn't need to be a diagnosis) before your cat's coverage started, including waiting periods. The Healthy Paws plan excludes pre-existing conditions from coverage as do all pet insurance providers.

What is not covered?
The Healthy Paws plan is all about protecting your cat from the unexpected and you from the financial problems their treatment may cause. The cat insurance plan doesn't cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures and teeth cleaning. For more information, see the complete list of exclusions.

Is Pet Insurance Worth It?

Bella is fearless. This brave kitty defied the odds and beat cancer with the help of advanced treatments costing $8,600. Thankfully, Bella’s parents had a Healthy Paws Pet Insurance plan—which has no caps on claim payouts—and were reimbursed for over 80% of Bella’s treatment.

  • Total Vet Cost
  • Healthy Paws Pays*
Ingesting A Foreign Object $8,600 $7,515

Did you know the Healthy Paws plan includes coverage for emergency care? Get a quote.

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Black cat with Healthy Paws Kitten Insurance
"My cat has had a couple of surgeries in the last 3 years. They have always gotten my reimbursement checks to me very quickly (far faster than I would have imagined). The staff there is very kind, they are always asking how my cat is and checking up on us.”

Pet Insurance - For Kittens to Senior cats

When your cat gets a little too curious and needs emergency care or develops a diabetes later in life that takes you both by surprise, the Healthy Paws plan can help you give your kitty companion the best medical care.

Kittens to five-year-old cats
Kittens and younger cats can get sick just as easily as older cats, experiencing illnesses like urinary tract and upper respiratory infections. Kittens are also incredibly curious and have a tendency to eat things they shouldn't, like sewing needles and rubber bands.

Cats six and up
As your cats gets older, they may be affected by a hereditary or congenital condition that could cost you a fortune if you don't have pet insurance. With a Healthy Paws plan, you'll be protected for the lifetime of their policy. Just enroll your "purry" friend up until their 14th birthday.

Insure your cat
Join today and our Healthy Paws Pet Insurance team will be there to protect you and your cat from life's (mis)adventures.

How Cat Insurance Works

With your Healthy Paws plan, you can visit any licensed veterinarian including the specialists and emergency animal hospitals that can truly make a difference in your pet's care. The plan even covers alternative care. After enrolling your cat, you will have a short 15-day waiting period for new accidents and illnesses and a 12-month waiting period for hip dysplasia1.

Claims. Fast, Easy, Worry Free!
With no more claim forms, we've created the fastest and easiest claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws Mobile app or through our online Customer Center. It's that easy!

We'll process your claims quickly (in fact, 99% of our claims are processed in just 2 business days) and you’ll receive a reimbursement check via mail or you can sign up for direct deposit. Of course, if it's your first claim, we'll need your pet's medical records to complete your claim. We may also pre-authorize very expensive treatments (on a case-by-case basis) with your veterinarian hospital to help reduce your upfront burden.

No More Claim Forms!

  • Submit a claim from anywhere
  • Submit a claim on your computer
  • Real-time claims status
  • Most claims are processed within 2 days
Speedy claim payouts for cats

Our Commitment to Our Customers

The Healthy Paws pet insurance plan is easy to understand, it reimburses quickly, and you can count on us to help, especially when it comes to reducing the stress of caring for a sick cat.

Our commitment is to provide you and your cat with the best customer service and a great pet insurance plan. We are grateful to our pet-passionate customers for sharing their love of our care and service by giving Healthy Paws Pet Insurance a 98% satisfaction rating at Consumers Advocate!

British Shorthair kitten with Healthy Paws Kitten Insurance
"Dealing with Healthy Paws Insurance is like dealing with a friend or family member. The service is very personal and it is exactly what a customer needs in times of trouble."

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*This is an approximate reimbursement based on covered treatments using a 90% reimbursement level and a $250 annual deductible.

1The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. It is excluded from coverage if you enroll your pet when they are 6 and older. There is a twelve-month waiting period before coverage takes effect in all states except MD and NH. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during the twelve-month waiting period, hip dysplasia will be considered pre-existing and will not be covered.

#1 Customer-rated at,, and