Compare Healthy Paws vs Embrace Pet Insurance
While coverage is similar between Healthy Paws and Embrace, there are a couple important differences to take note of, including restrictions for enrollment and lifetime payout limits.
|What to Consider||Healthy Paws||Embrace|
|No limits on any plans: no per-incident,
annual or lifetime caps on payouts.
|Customer Rating at ConsumersAdvocate.org||9.8||8.8|
Limits on Claim Payouts
Embrace has annual payout limits for what they will reimburse their policyholders, ranging from $2,000 to $15,000. With advances in pet medical care, your veterinary bills can easily exceed those limits, leaving you with a large financial burden. Healthy Paws has one simple plan that provides you with no maximum payout limits; no per incident, annual or lifetime caps on payouts, so you can take advantage of cutting edge veterinary techniques to give your pet the best care possible. Watch Baxter's story to learn more about the advances in cancer treatment and other amazing improvements in pet medical care.
Embrace restricts full accident and illness coverage based on a pet's age at the time of enrollment; older pets are eligible for the accident-only policy, meaning illnesses like cancer would not be covered. An example of other restrictions: Embrace does not cover more than one removal of an ingested foreign body in one policy period. Pet parents must also purchase prescription drug coverage.
Healthy Paws has no hidden coverage restrictions and new prescriptions are included in our easy-to-understand plan.
This information is provided as a helpful pet insurance comparison guide between Healthy Paws and Embrace. Plans change on occasion and we recommend that all pet parents complete their own research.