» Sign-In
Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | Embrace |
|---|---|---|
| No payout caps on any plans |
 |
 |
| Alternative care and genetic conditions coverage included in all plans |
|
|
| Reimbursement method based on the vet bill (not on a benefit schedule) |
|
|
| Annual deductible (not per condition) |
|
|
| App for easy and fast claims processing |
|
|
| Foundation dedicated to pet welfare |
|
|
| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.4 |
Included
Not included or some exclusions
Included
Not included or some exclusions
Customer Reviews
1. All plans from Embrace have annual reimbursement limits. With a pet insurance plan from Healthy Paws, there are no caps on claim payouts per claim, per year, or for the lifetime of the policy.
2. Embrace has a bilateral condition clause that says if there was a pre-existing bilateral condition, the other side won't be covered. This extends to any condition that might affect one side of the body including cataracts, patellar luxation, and more. The Healthy Paws plan has only one bilateral exclusion for cruciate ligament injuries.
Embrace may be a good choice for pet parents who travel internationally, as they cover claims outside the U.S. for up to six months. They also offer coverage for some dental procedures and some preventable conditions.
A highly rated plan with great customer care and coverage that never has caps on claim payouts annually or for the lifetime of the policy.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
