Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Healthy Paws protects pets like family and makes peace of mind and more happy, healthy moments possible. Pet parents and industry reviews tell the story.
Rescue organizations across the U.S. received support for adoption efforts and ongoing care for vulnerable pets.
Make their food irresistible with the freshest nutritionally-balanced ingredients.
The Healthy Paws Community is a vibrant, social-first space for all pet lovers—whether you’re a Healthy Paws policyholder or simply passionate about pets. As a Pack Member, you can share your favorite pet photos and videos, connect with fellow pet parents, and stay informed with the latest Healthy Paws news and tips. It’s a welcoming place focused on connection, positivity, and celebrating the joy pets bring to our lives!
Everyday expenses for a pet now exceed $4,000 a year on average, according to new research. As prices continue to climb, pet owners face tough choices. Pet insurance can be a financial backstop against the unexpected.
Healthy Paws vs. Embrace
Why Healthy Paws pet insurance is a smarter choice than Embrace
Faster Claims
Healthy Paws processes claims quickly - most within 2 days. Embrace takes 10-15 days to process a claim. And Healthy Paws can pay your vet directly, before services are performed, when funds are tight.
More coverage flexibility
Embrace has a bilateral condition clause that excludes coverage if there was a pre-existing bilateral condition, such as cataracts or patellar luxation. Healthy Paws has only one bilateral exclusion for cruciate ligament injuries.
Compassionate care, backed by Chubb
Healthy Paws is trusted by nearly half a million pet parents, and is backed by Chubb, a respected name in insurance with a long-standing commitment to protecting what matters most.
Included on all plans
(Not On A Benefit Schedule)
(not per condition)
Sit, stay, get covered. Get a quick quote for premium, affordable pet insurance.
Common questions about Healthy Paws
How fast are claims reimbursed?
When it comes to your pet’s health, we don’t believe in making you wait. At Healthy Paws, most claims are processed in just two days. And with our easy-to-use mobile app, you can file instantly — no stacks of paperwork, no hassle.
Can I use any veterinarian?
With a Healthy Paws insurance plan, you can visit any licensed veterinarian where you live — or anywhere else your travels take you in the United States or Canada. That includes specialists, emergency hospitals, and even alternative treatments. We make sure your pet always gets the care they need, wherever life leads you both.
What does Healthy Paws offer that others may not?
Healthy Paws includes unlimited virtual vet visits through Airvet with every accident & illness policy. Healthy Paws also offers a Direct Pay option that lets you arrange to pay your vet directly before services are performed, when your funds are tight–allowing you to say yes to life-saving treatment when its needed most.
Coverage is subject to the language of the policies as actually issued. The comparison contained herein was prepared solely by Healthy Paws based upon good faith, objective reading of the language of the basic policy forms and/or endorsements and highlights selected coverages of the policies referenced as of May, 2026 and is subject to change without notice. To receive the latest information about other providers' available plans, please visit their websites.
*Ratings from PetInsuranceReview.com as of May 2026.