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Top-Rated
Pet Insurance Plan

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

Top-Rated Pet
Insurance Plan

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

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Best Annual Unlimited Coverage


Best Unlimited Coverage


Best Choice Overall

Best for Unlimited Annual Coverage

Best AnnualUnlimited Coverage



Best Unlimited Coverage


Best Choice Overall


Best for Unlimited Annual Coverage

Product Overview

Why Choose the Healthy Paws Pet Insurance Plan for Your Pet?

With Healthy Paws, you can give your pet the medical care they need. The top-rated cat insurance & dog insurance plans cover accidents, illnesses, cancer, emergency care, genetic and hereditary conditions, breed-specific conditions, and alternative care.

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Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. The Healthy Paws pet insurance plan covers new accidents and illnesses with customizable pricing. Choose from flexible deductible and reimbursement options to tailor your monthly premium.

  • #1 Customer-rated pet health insurance plan 7 years in a row*
  • More than 625,000 pet parents
  • No enrollment or administrative fees
  • Flexible premium and deductible options
* See for yourself: https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/ February 2023 Insureds have not received compensation for their testimonials
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Plan Coverage

No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 easy-to-understand pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian
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FAST, EASY, WORRY-FREE CLAIMS

Speedy Claim Payouts

With no more claim forms, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history.
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Pet Parents Also Ask



Pet insurance can be beneficial in many situations. It can help pet parents avoid the heartbreaking decision of choosing between what they can afford and lifesaving treatment for their pet. Medical emergencies and injuries can happen to a pet at any age; getting pet insurance while your pet is young and healthy can help ensure that future ailments can be covered rather than risking being excluded as pre-existing conditions, subject to the policy’s terms and conditions.

Your pet insurance plan offers coverage for only the pet designated during enrollment. However, you can add an additional policy for any additional dog or cat for which you want coverage

As fellow pet parents, we understand this can be one of the hardest parts of pet ownership. The Healthy Paws plan can cover the costs of euthanasia when it is medically necessary for a covered condition. Expenses for aftercare, such as cremation or burial, are not eligible for coverage.

The benefit of having a pet insurance plan is the peace of mind in knowing that it can help cover the costs of medical treatment if your pet becomes ill or injured. It’s possible that veterinary treatments can cost hundreds or even thousands of dollars.

The cost of your monthly pet insurance premium is based on several factors, including your pet’s age, where you live, and your pet’s breed. After getting a quote, you may be able to customize your rate by changing your annual deductible amount and your reimbursement percentage.

Reimbursements are based on your actual veterinary bills. Claims representatives determine the total of the covered treatments, if any, and multiply that by your reimbursement rate. They then subtract your remaining annual deductible.

For Illustrative Purposes only:

$1,200 Covered treatments
x 90% Your Reimbursement Level
$ 1,080  
- $ 100 Remaining Annual Deductible
$ 980 Reimbursement Amount

Your pet's deductible is annual, meaning it must be satisfied only once per policy term and resets on the anniversary of your pet's policy.

We recommend that you research and compare your options. Healthy Paws offers one, easy-to-understand, pet insurance plan with no maximum limits on payout per claim, per year, or for the lifetime of the policy.

Your Healthy Paws policy does not cover wellness and preventative care. The plan is designed for unexpected veterinary care.

Some examples of preventative care include:

  • Vaccinations or titer testing, flea control, heartworm medication, de-worming, nail trims, spaying neutering and grooming
  • Parasite control
  • Routine dental healthcare including dental cleanings
  • Annual fecal and heartworm testing


To review a sample policy, please click here and enter your state.

Spaying and neutering are considered preventative care and is not covered.

You may use any licensed veterinarian in the United States or while traveling in Canada. This includes emergency vets and veterinary specialists.

No, there aren’t any policy setup, administration, or other surprise fees to enroll your pet with a Healthy Paws plan.

To review a sample policy, please click here and enter your state.



WHAT OUR CUSTOMERS ARE SAYING

Most Recent Customer Reviews

"Healthy Paws response to my claim submission and the reimbursement was very fast. Being able to enter claims online and getting direct deposit reimbursement was so efficient."

- Patricia onConsumersAdvocate.org,1/8/2024

"Healthy Paws has really come through! They cover exactly what they say they will cover, filing claims couldn't be easier, and reimbursement lands in my bank account within a few days. Without a doubt, Healthy Paws is a 5-star pet insurance provider!"

- Victoria onPetInsuranceReview.com,12/20/2023

"I can confidently say that Healthy Paws Pet Insurance has exceeded all my expectations. Their smooth, streamlined, straightforward process and web portal for claim submissions is the best I’ve ever seen. Many human health insurance companies could learn from Healthy Paws."

- Babak onPetInsuranceReview.com,12/6/2023

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