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Top-Rated
Pet Insurance Plan

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

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See for yourself:
https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/

Top-Rated Pet
Insurance Plan

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

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See for yourself:
https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within 2 days

Enter Pet Name


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Enter Pet Name
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A woman walks her dog on a leash, enjoying a leisurely stroll in a pleasant outdoor setting.
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Best Annual Unlimited Coverage

Best Unlimited Coverage

Best Choice Overall

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Best for Unlimited Annual Coverage

Best AnnualUnlimited Coverage

Best Unlimited Coverage

Best Choice Overall

Best for Unlimited Annual Coverage
A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

Why choose Healthy Paws for your pet?

With Healthy Paws, you can give your pet the medical care they need. The top-rated cat insurance & dog insurance plans cover accidents, illnesses, cancer, emergency care, genetic and hereditary conditions, breed-specific conditions, and alternative care.

A dog and cat engaged in playful interaction, touching noses affectionately, symbolizing their close companionship.

See why customers rate us #1

Everything we do is driven from our love of animals and our commitment to pet health.

  • #1 Customer-rated pet health insurance plan 7 years in a row*
  • More than 620,000 pet parents
  • No enrollment or administrative fees
  • Flexible premium and deductible options
Trustpilot
* See for yourself: https://www.petinsurancequotes.com/compare/healthy-paws-pet-insurance/ July 2024 Insureds have not received compensation for their testimonials
A small dog being examined by a veterinarian.

No maximum limit on claim payouts

The Healthy Paws plan has no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 easy-to-understand pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian
A small dog being examined by a veterinarian.
User-friendly mobile app featuring adding claim invoices for efficient claim submission.

Speedy claim payouts

As easy as 1, 2, 3*

With no more claim forms, we've created a fast and easy claim process for our customers.

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history.
User-friendly mobile app featuring adding claim invoices for efficient claim submission.


Pet parents also ask



Pet insurance can be beneficial in many situations. It can help pet parents avoid the heartbreaking decision of choosing between what they can afford and lifesaving treatment for their pet. Medical emergencies and injuries can happen to a pet at any age; getting pet insurance while your pet is young and healthy can help ensure that future ailments can be covered rather than risking being excluded as pre-existing conditions, subject to the policy’s terms and conditions.

Your pet insurance plan offers coverage for only the pet designated during enrollment. However, you can add an additional policy for any additional dog or cat for which you want coverage

As fellow pet parents, we understand this can be one of the hardest parts of pet ownership. The Healthy Paws plan can cover the costs of euthanasia when it is medically necessary for a covered condition. Expenses for aftercare, such as cremation or burial, are not eligible for coverage.

The benefit of having a pet insurance plan is the peace of mind in knowing that it can help cover the costs of medical treatment if your pet becomes ill or injured. It’s possible that veterinary treatments can cost hundreds or even thousands of dollars.

The cost of your monthly pet insurance premium is based on several factors, including your pet’s age, where you live, and your pet’s breed. After getting a quote, you may be able to customize your rate by changing your annual deductible amount and your reimbursement percentage.

Reimbursements are based on your actual veterinary bills. Claims representatives determine the total of the covered treatments, if any, and multiply that by your reimbursement rate. They then subtract your remaining annual deductible.

For Illustrative Purposes only:

$1,200 Covered treatments
x 90% Your Reimbursement Level
$ 1,080  
- $ 100 Remaining Annual Deductible
$ 980 Reimbursement Amount


Your pet's deductible is annual, meaning it must be satisfied only once per policy term and resets on the anniversary of your pet's policy.

We recommend that you research and compare your options. Healthy Paws offers one, easy-to-understand, pet insurance plan with no maximum limits on payout per claim, per year, or for the lifetime of the policy.

Your Healthy Paws policy does not cover wellness and preventative care. The plan is designed for unexpected veterinary care.

Some examples of preventative care include:

  • Vaccinations or titer testing, flea control, heartworm medication, de-worming, nail trims, spaying neutering and grooming
  • Parasite control
  • Routine dental healthcare including dental cleanings
  • Annual fecal and heartworm testing


To review a sample policy, please click here and enter your state.

Spaying and neutering are considered preventative care and is not covered.

You may use any licensed veterinarian in the United States or while traveling in Canada. This includes emergency vets and veterinary specialists.

No, there aren’t any policy setup, administration, or other surprise fees to enroll your pet with a Healthy Paws plan.

To review a sample policy, please click here and enter your state.



Read what pet parents are saying

"We've had Healthy Paws since our dog was two. He’s had a broken leg, a lipoma that needed removing and surgery for cancer. We've never had any issues with payment on a claim. Having reliable pet insurance has made it possible to give our dog the care we want to give him."

- Rachel onPetInsuranceReview.com,4/21/2025

"I’ve been a happy Healthy Paws customer for years. They have always been friendly and professional. Their claims handling can’t be beat. They genuinely care about their clients and pets."

- Megan onConsumersAdvocate.org,4/2/2025

"My 8-year-old dog lived life on easy mode until last year. First, he got Lyme disease, then a mystery limp. Then the orthopedist discovered that he had an ACL tear. Surgery needed ASAP. The bill? Yikes. Healthy Paws? Claim paid in 3 days! Faster than my dog can steal a treat."

- Krishna onPetInsurancereview.com,3/13/2025

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